Santa Rosa, California · Sonoma County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Santa Rosa and Sonoma County, including houses with back taxes or liens. You can call before you have every notice or payoff amount. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property.
We'll give you a written cash offer within 24 hours.
Share the address and any lien, payoff, or tax information you have.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien or overdue property-tax amount is separate from ordinary closing costs. The lender, lienholder, or tax office provides the current payoff and instructions; a title company reviews the title record and coordinates the payoff and release documents for the sale. The amount can change, so the current statement and closing figures matter.
Our closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes. Those amounts are handled separately in the sale figures.
Start with the property address. If handy, bring a parcel number, current property-tax bill or notice, mortgage or lien statement, creditor letter, case or account number, or recorded document. We can talk before you have all of it; you do not need to sort out the records before calling.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
A lender decides whether to change its payoff for a particular sale. We can talk through the amount and the records you have.
Tell us the Santa Rosa address, what you know about the lien or tax balance, and any deadline on a notice. Start with what you have; the call does not depend on having every document.
We review the house as-is and provide written offer terms before you commit. Compare the proposed price, payoff treatment, and closing terms before deciding.
If you choose to proceed, the title company reviews the property record and coordinates with the lender, lienholder, or tax office for current payoff and release information. The responsible office confirms its balance and instructions for the specific sale.
You see the written settlement figures, including the sale price and the payoffs and costs being handled. Written offer and written terms before you commit; title-company closing.
Call 888-274-5006 whenever you want to talk through the property.
A mortgage foreclosure and a delinquent-property-tax sale are separate processes, with different notices and contacts. Follow the current notice and contact named on it; a mortgage trustee-sale date does not answer a property-tax question. For mortgage foreclosure information, see the Santa Rosa foreclosure page.
Use the county's official property-tax page for bill information. If you received a delinquency or tax-sale notice, follow its current instructions and contact the office named there to ask about the account balance and status.
This is the official county office page. Its Recorder Services page provides the county's recorder-services information. The title company can help identify which recorded claims and payoff documents matter to a sale.
California counties charge documentary transfer tax of $0.55 for each $500 of taxable consideration, or fraction of $500. It applies only when consideration, after excluding any lien or loan that remains on the property after the sale, is over $100. A city may take half of the county rate as its own share, credited against the county tax; some cities add a larger tax on top. Some transfers are exempt, so the property's city and the taxable amount matter.
The county recorder collects the tax when the deed is recorded. State law identifies who is responsible for the tax, while the purchase agreement can allocate the cost between buyer and seller. Ask the title company or escrow to confirm the parcel's applicable county and city tax, taxable amount, and settlement allocation.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. This does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.
Compare your own estimated value, mortgage payoff, lien or tax amount, repairs, carrying costs, and other sale costs in the Santa Rosa home-sale calculator. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; current payoff amounts and instructions are checked for the specific sale.
The lender, lienholder, or tax office provides the current amount and payoff instructions. The title company reviews the title record and coordinates the payoff and release documents for the sale. See the local offices section above for Sonoma County starting points.
No. A delinquent-property-tax sale and a mortgage foreclosure are separate processes with different notices and contacts. Follow the notice you received and use the office or trustee named there; do not apply a mortgage trustee-sale date to a tax notice.
California counties charge documentary transfer tax of $0.55 for each $500 of taxable consideration, or fraction of $500. Some cities add a tax, and some transfers are exempt. Ask the title company or escrow to confirm the parcel, taxable amount, applicable city tax, and settlement allocation. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. This does not pay your mortgage, liens, back taxes, or share of current property taxes.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Each lender decides whether to change its payoff for a particular sale.
Start with the property address and whichever records you have: a parcel number, current tax bill or notice, payoff statement, lender or lienholder letter, case or account number, or recorded document. You can call before you have everything.
Call 888-274-5006 or use the form above. You can start with the Santa Rosa property address and the notice or payoff information you have.