Can I start before every property question is settled?
Yes. Start with the Santa Rosa address and what you know about the house. You can call or use the form while details about condition, access, occupancy, or timing are still being sorted out.
Santa Rosa, CA · Sonoma County · How it works
USA Home Buyers buys houses in Santa Rosa and Sonoma County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with what you know; every property question does not need to be settled before the first conversation.
Want to talk about a cash offer? Call 888-274-5006.
Tell us about the houseStart with the property address and what is going on. You can reach us before every detail is settled.
Share the address and what you know about the house.
We'll give you a written cash offer within 24 hours.
From the first conversation to settlement
Start with the Santa Rosa address and what you know about the condition, occupancy, access, and timing. You can start the conversation before every property question is settled.
We discuss the house as it is, including repairs, access, occupancy, and the questions that may affect a sale. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
The title company checks ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff, lien, back taxes, or the seller’s share of current property taxes is separate from our closing-cost payment.
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Read the written price, timing, responsibilities, possession, and costs before you decide. Use the Santa Rosa home-sale net-proceeds calculator to compare what you might keep after costs.
Closing numbers
The settlement sheet lists the sale price, mortgage payoff, liens, taxes, other costs, and the amount scheduled for disbursement. Ask the title company about any line you do not recognize before signing.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from that closing-cost payment; the title company confirms the figures for the sale.
California counties charge documentary transfer tax at $0.55 for each $500 of consideration, or fraction of $500, over $100; a lien or loan that stays on the property is not counted in that amount, and exemptions may apply. A city may take part of the county rate as a credit against county tax, while some cities add their own tax. The title or escrow company can confirm the applicable county, city, and taxable amount for the property. See California Revenue and Taxation Code § 11911 and § 11931.
When the process gets difficult
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Yes. Start with the Santa Rosa address and what you know about the house. You can call or use the form while details about condition, access, occupancy, or timing are still being sorted out.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
It lays out the sale price, mortgage payoff, liens, taxes, other costs, and the amount scheduled for disbursement. The title company confirms the final numbers; ask about any line you do not recognize.
Call 888-274-5006 or use the form above to talk about a Santa Rosa house. You can start with what you know.