What we take on
You do not have to clean the house, make repairs, or haul away fire debris before selling to us. We buy the house in its current condition, so you can discuss a sale before taking on a restoration or cleanout project.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, which areas are safe to access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; closing is through a title company.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Sherman safety, building, and permit contacts
Do not enter a structure that may be unsafe. Follow directions from the responsible fire or building officials, and ask what is safe and permitted before entering or starting cleanup, repair, or demolition work.
The City of Sherman lists Development Services / Building Official as a contact for building permits, inspections, and certificate-of-occupancy questions. Ask what applies to the specific property and work, and confirm current office availability and routing before visiting.
City of Sherman Building Permits & Inspections →Development Services / Building Official
317 S. Travis St., Sherman, TX 75090
903-892-7229
Compare rebuilding with selling as-is
Compare contractor estimates, debris removal, permits and inspections the City says apply, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your own claim and loan; do not assume a particular insurance payout.
Use the Sherman calculator to compare estimated proceeds with the costs and assumptions you enter. Its result is an estimate, not a property-specific offer.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated sale proceeds with the Sherman calculator →Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Sherman, TX?
Yes. USA Home Buyers buys houses as-is in Sherman and Grayson County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or start cleanup after a fire?
Do not enter a structure that may be unsafe. Follow the directions of the responsible fire and building officials, and check with the City of Sherman about the permits and inspections that apply before cleanup, repairs, or demolition.
What happens after I ask for an offer?
Tell us about the damage, safe access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; closing is through a title company.
Talk through a Sherman fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
Tell us about the damage, safe access, and your timing.
We'll give you a written cash offer within 24 hours.