Sherman, TX · How the process works
How Selling Your Sherman House to Us Works
USA Home Buyers buys houses as-is in Sherman and Grayson County, Texas. You can start the conversation before every property question is settled. Tell us what you know, and we will talk through the next steps and written options.
Prefer to talk first? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Tell us about the house
USA Home Buyers buys houses in Sherman, TX and Grayson County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know about condition, occupancy, access, and timing. You can call before every property question is settled.
Talk through the property
We talk through the house as it stands, including repairs, who lives there, access, ownership, and timing. You can tell us what is settled and what still needs checking; you do not have to resolve every open question before the first conversation.
Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Compare the price, responsibilities, possession, timing, costs, and any property-specific terms before deciding whether to proceed.
Let the title company check the deed and payoffs
If you choose to move forward, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Keep any statements or notices you have available so the property-specific amounts and questions can be checked.
Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Sherman calculator →
Questions about the two options? Call 888-274-5006.
Sherman and Grayson County details
The county and the Texas deed process
Sherman is the Grayson County seat. The City of Sherman history page ↗ describes its county-seat role. The title company checks the actual deed, who can sign, mortgage payoffs, liens, and tax accounts for your sale; you can start talking with us before every detail is settled.
Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of the property. The Texas Constitution bars a law imposing a tax on that transfer. Texas Constitution, Article VIII, Section 29 ↗. Your deed still has to be signed before a notary and recorded with the county clerk.
Before settlement
Review the closing numbers
The settlement sheet shows the sale price, payoffs, liens, taxes, costs, and amount scheduled for disbursement. Ask the title company about any line you do not recognize.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate amounts settled at closing.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions about selling to us in Sherman
Can I call before every property question is settled?
Yes. Start with the address and what you know about the house, its condition, who occupies it, access, and timing. You can talk through open questions as the property is reviewed.
Do you buy houses as-is in Sherman and Grayson County?
Yes. USA Home Buyers buys houses in Sherman, TX and Grayson County, Texas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What will I see before I decide?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Does Texas charge a real-estate transfer tax when I sell?
No state, county, or city real-estate transfer tax applies to a sale that conveys full ownership of the property. The deed still has to be signed before a notary and recorded with the county clerk.
Who pays closing costs, and what remains separate?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Ready to talk about your Sherman house?
Call 888-274-5006 or use the form above. Start with the address and what you know about the house.