Sioux Falls, SD · Fire Damage
Sell a Fire-Damaged House in Sioux Falls, SD
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Yes. USA Home Buyers buys fire-damaged houses as-is in Sioux Falls, which spans Minnehaha and Lincoln Counties. We buy them exactly as they stand — no cleanup, no repairs, no hauling debris.
We answer 24/7 at 888-274-5006.
What we take on after a fire
You can sell without cleaning the house, arranging repairs, or hauling debris first. We buy fire-damaged houses exactly as they stand.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
1. Talk through the damage
Tell us what happened and what you know about the damage and access.
2. Review written terms
We discuss the damage and give you a written cash offer within 24 hours. You get the written terms before you commit.
3. Close through a title company
If you choose to sell, we close through a title company. Close as fast as 7 days when title and closing details allow.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Sioux Falls safety, repairs, and permits
If fire or building officials say the house is unsafe to enter, stay out and follow their directions. For permit or inspection questions about repairs or demolition, contact the City of Sioux Falls. The City’s Building Permit Database lets you look up permit records.
City of Sioux Falls Building Permit Database →Compare rebuilding with selling as-is
Compare the written terms for an as-is sale with the cleanup and repair costs and the time it may take to rebuild. If you list the house, compare what you expect to net after repairs, commissions, and time on the market.
The calculator uses your assumptions to estimate sale proceeds. Include the costs and timing you expect for rebuilding when you compare the estimate with the written as-is terms.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Sioux Falls house
Can I sell a fire-damaged house in Sioux Falls, SD?
Yes. USA Home Buyers buys fire-damaged houses as-is in Sioux Falls, which spans Minnehaha and Lincoln Counties. No cleanup, repairs, or hauling debris are required before you sell to us.
Do I need to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start repairs after a fire?
If fire or building officials tell you not to enter, stay out and follow their directions. For permit or inspection questions about repairs or demolition, contact the City of Sioux Falls.
Where can I look up Sioux Falls building permits?
Use the City of Sioux Falls Building Permit Database to look up permit records. For questions about repairs, demolition, or inspections, contact the City.
How soon will I receive written terms?
We give written cash offers in 24 hours. You get the written offer and terms before you commit, and we close through a title company if you choose to sell.
Who pays closing costs if I sell to USA Home Buyers?
When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Not sure? Call us — we'll sort it out with you at 888-274-5006 or use the form below to ask about a cash offer.
Ask about a Sioux Falls fire-damaged house
Tell us what happened and what you know about access. You do not need to clean up, repair, or haul debris before asking us to buy the house as-is.
We give written cash offers in 24 hours.
Tell us about the house and we will discuss the damage and next steps.