Sioux Falls, SD · Minnehaha and Lincoln Counties · How the sale works
How Selling Your Sioux Falls House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in Sioux Falls and in Minnehaha and Lincoln Counties, South Dakota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address, condition, who lives there, access, and timing. You can start the conversation before every property question is settled.
Call 888-274-5006 to talk through the house, even if some details are still open.
Request a written cash offer2. The sale, step by step
From the first conversation to settlement
Step 1: Talk through the house and your situation
Start with the Sioux Falls address, condition, who lives there, access, and timing. You can begin before every property question is settled. USA Home Buyers buys houses as-is in Sioux Falls and in Minnehaha and Lincoln Counties, South Dakota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 2: Review the house and the written offer
We talk through the property as it sits and the questions that affect the sale. We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 3: Work through title, signing authority, and payoffs
If you choose to proceed, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Bring the statements, notices, or estate papers you have so the title questions for this property can be checked.
Step 4: Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written terms and numbers, then choose what works for you.
4. Sioux Falls and county details
Check the parcel’s county
The City of Sioux Falls City Limits feature lists Minnehaha and Lincoln Counties in its county field. A city name alone does not identify the county for a particular parcel. Check the parcel’s county before contacting a county office about taxes, assessment, or recorded documents.
5. Closing numbers
Read the settlement sheet and South Dakota transfer fee
The settlement sheet shows how the sale money breaks down, including the sale price, payoffs, liens, taxes, other costs, and the amount scheduled for disbursement. Ask the title company about a line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Your mortgage, liens, back taxes, and share of current property taxes are separate.
South Dakota real-estate transfer-fee statute ↗
Compare estimated proceeds after costs with the Sioux Falls home-sale net-proceeds calculator →.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Find guidance for your situation
If an estate, foreclosure notice, divorce, tenant, code issue, fire damage, or lien affects the next steps, open the page for that situation:
- Inherited property →
- Foreclosure questions →
- Tenant-occupied property →
- Code violations →
- Fire-damaged property →
- Property liens and unpaid taxes →
- Home-sale net-proceeds calculator →
Sioux Falls selling-process questions
Can I start before every question about the house is settled?
Yes. Start with the Sioux Falls address and what you know about the condition, occupancy, access, and timing. Open questions can be part of the first conversation.
What do I get before deciding whether to proceed?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Which county handles a Sioux Falls property?
The City of Sioux Falls City Limits feature lists Minnehaha and Lincoln Counties in its county field. A city name alone does not identify the county for a particular parcel; check the parcel’s county before contacting a county office about taxes, assessment, or recorded documents.
Who pays the South Dakota real-estate transfer fee when I sell to you?
When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Your mortgage, liens, back taxes, and share of current property taxes are separate.
How are the settlement figures reviewed?
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Talk with us about your Sioux Falls house
Call 888-274-5006 or use the form above. You can start with what you know before every property question is settled. We answer 24/7; office hours are separate from phone coverage.