Sioux Falls, South Dakota · Minnehaha and Lincoln Counties

Can I Sell My Sioux Falls House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes, you can ask us to buy your Sioux Falls house as-is when it has back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Sioux Falls city limits include Minnehaha and Lincoln Counties. The address alone does not tell you which county office handles a parcel, but you can call us with the address and the notice you have.

Ask for a cash offer: call 888-274-5006 or use the form below.

Talk through your Sioux Falls lien or tax question

Share the property address and whatever you have about the tax account, lien, creditor, payoff, or notice. You can start the conversation before you have every record.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the lien, back taxes, payoff, or notice.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The title company checks the property records and works with the creditor or county tax office named in your paperwork to confirm current payoff and release instructions. The current amount can differ from an older bill or public record.

Start with the records you have

An address is enough to start. A parcel number, property-tax bill, creditor or mortgage statement, lien or court notice, payoff letter, recorded document, and any date on a sale notice can help identify the next question. You do not need to collect every document before calling.

The county Treasurer handles property-tax account questions. A creditor provides current payoff information for its lien, and the title company checks the records and coordinates the payoff and release details for the sale.

Think the payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    Tell us the Sioux Falls address, what you know about the lien or tax account, and any date or question that concerns you. Start with what you have.

  2. 2. Review the house and written terms

    We discuss the house as it stands and put the offer and terms in writing before you commit.

  3. 3. Confirm title and payoff details

    The title company checks ownership and recorded claims for the transaction and works with the creditor or tax office on current payoff and release information. County records and the notice help identify which office to contact.

  4. 4. Review settlement and close

    The settlement statement shows the sale price, payoff amounts, taxes, and other closing costs. Review the figures with the title company before closing.

Sioux Falls and the county offices for tax and lien records

The City of Sioux Falls limits cross Minnehaha and Lincoln Counties. Use the county for the actual parcel, not just the city name. The Treasurer handles property-tax account questions, the Register of Deeds handles recorded land documents, and the Director of Equalization handles assessment records. If a notice names a court case, use its case details with the Clerk of Court contact.

Minnehaha County

Register of Deeds

Use the Register for recorded deeds, mortgages, and other land documents. The office is at 415 N. Dakota Ave., Sioux Falls, SD 57104; call (605) 367-4223. Register of Deeds contact.

Treasurer — property-tax account

Contact the Treasurer about property-tax payment and account questions. The office is at 415 N. Dakota Ave., Sioux Falls, SD 57104; call (605) 367-4211. Property-tax information.

Clerk of Court

UJS lists this Clerk of Court contact for Minnehaha County in the Second Judicial Circuit. For court-paper questions, use the case number and contact listed on your notice. The office is at 425 N. Dakota Ave., Sioux Falls, SD 57104-2470; call (605) 367-5900. UJS Minnehaha County court contact.

Lincoln County

Clerk of Court

UJS lists this Clerk of Court contact for Lincoln County in the Second Judicial Circuit. For court-paper questions, use the case number and contact listed on your notice. The office is at 104 N. Main St., Canton, SD 57013-1732; call (605) 836-1990. UJS Lincoln County court contact.

Minnehaha County contact details can change. Confirm them directly with the County before relying on them.

Tax-sale notices and mortgage foreclosure are separate

A property-tax account or tax-sale notice is different from a mortgage-foreclosure or sheriff-sale notice. For tax-account questions, start with the Treasurer for the parcel’s county and check the office and date named on the notice. Mortgage-foreclosure sale information follows the county Sheriff and court route; the Lincoln County Sheriff lists foreclosure sales, and Minnehaha County provides separate mortgage- foreclosure and sheriff-sale information pages. Confirm any notice and current date with the responsible office. For the mortgage process, see the Sioux Falls foreclosure page.

Lincoln County Sheriff foreclosure information · Minnehaha County mortgage foreclosures · Minnehaha County Sheriff’s Sale

South Dakota real-estate transfer fee

South Dakota charges 50 cents for each $500 of value or fraction of $500. The grantor—the person transferring title—is responsible unless an exemption applies. A deed or contract for deed generally must also be accompanied by a Certificate of Value for recording. Read South Dakota’s real-estate transfer-fee law.

When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee.

Your mortgage, liens, back taxes, or share of current property taxes are separate from the closing costs we pay. Those are separate settlement items.

Compare possible net proceeds

Use the calculator with your own estimated value, mortgage payoff, lien or tax amounts, repairs, and closing costs to compare possible net proceeds. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Sioux Falls home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Sioux Falls property liens and back taxes questions

Can I sell my Sioux Falls house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses as-is in Sioux Falls with back taxes or liens, and the payoff is handled through closing rather than paid by you upfront. You can call with the property address and whatever notice or payoff information you have.

Who checks the current lien or property-tax payoff?

The title company checks the property records and works with the creditor or county tax office named in your paperwork to confirm current payoff and release information. A past bill, assessment, or recorded document is not the same as a current payoff figure.

What should I have ready before I call about a lien or back taxes?

Start with the property address. A parcel number, current tax bill, lien or court notice, creditor contact, payoff statement, mortgage information, or a notice with a date can help. You can call before you have every record.

Which county office handles my Sioux Falls property records?

Sioux Falls city limits include Minnehaha and Lincoln Counties, so the city name alone does not identify the county office for a parcel. Check the property records or parcel information, then use the matching county Treasurer for tax-account questions and Register of Deeds for recorded land documents.

Is a tax-sale notice the same as a mortgage-foreclosure sale?

No. A property-tax account or tax-sale notice and a mortgage-foreclosure or sheriff-sale notice are separate matters. Use the county Treasurer and the office named on a tax notice for its current account or status; use the county Sheriff and court information on a mortgage-foreclosure notice for that sale route.

What if the payoff is more than my Sioux Falls house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The creditor or tax office confirms the current payoff information, and the title company reviews how the written figures fit the closing.

How is South Dakota’s real-estate transfer fee handled when I sell?

South Dakota charges 50 cents for each $500 of value or fraction of $500, with the grantor responsible unless an exemption applies. A deed or contract for deed generally goes with a Certificate of Value for recording. When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

What happens after I contact you?

We talk through the house and the records you have, review written offer terms before you commit, and use a title company for the closing. The title company checks ownership and recorded claims and works with the responsible offices or lienholders on current payoff information and settlement figures.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Sioux Falls address and whatever lien, tax, or payoff information you have.

Call Now 888-274-5006