What we take on when you sell as-is
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to restore the house or haul debris away before selling to us.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
We'll talk through the damage and the house with you. You get a written offer and written terms before you commit, and we close through a title company.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Vermont's property transfer tax and Clean Water Surcharge. Close as fast as 7 days when title and closing details allow.
Your mortgage, liens, back taxes, and share of current property taxes are separate.
Safety, cleanup, and local permit questions
If fire or building officials say the house is unsafe or restrict entry, stay out and follow their directions.
St. Johnsbury requires a vacant-building permit for certain nonseasonal, non-exempt structures left unoccupied for more than 120 days. Contact the Town's Planning & Zoning office with permit questions.
Compare rebuilding with selling as-is
Compare repair, cleanup, and carrying costs with the time you want to spend managing a rebuild and the written terms for an as-is sale.
Use the calculator to compare estimated proceeds from listing with an as-is sale. You can adjust assumptions for repairs, cleanup, and costs while you wait.
Compare St. Johnsbury sale estimates with the home-sale proceeds calculator →What our sellers say
“My renters skipped out in the middle of my rental property needed 20k in work sold it to these guys instead good people”
“bought a fixer upper in akron and ran out of money place was torn down to the studs they took it off my hands and saved my credit highly recommend”
“Got ripped off by a roofer... didn't have the money to finish the job... they bought it with a tarp on the roof and didn't blink...”
Questions about selling a fire-damaged St. Johnsbury house
Can I sell a fire-damaged house in St. Johnsbury as-is?
Yes. USA Home Buyers buys houses as-is in the Town of St. Johnsbury and Caledonia County, Vermont. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean the house, repair it, or haul away debris first?
No. We buy the house exactly as it stands. No cleanup, repairs, or debris hauling is required to sell to us.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start cleanup after a fire?
Follow directions from fire and building officials. Stay out if the house is unsafe or officials have restricted access.
Does St. Johnsbury require a vacant-building permit?
St. Johnsbury requires a vacant-building permit for certain nonseasonal, non-exempt structures left unoccupied for more than 120 days. Contact the Town’s Planning & Zoning office with permit questions.
What happens after I tell you about the fire?
We discuss the damage and property with you, then give you a written cash offer and written terms before you commit. Closing is through a title company.