Questions About Selling a House in Summersville, WV

Net proceeds are what remains after sale costs and property obligations, not just the sale price. Compare the written price with likely listing costs such as repairs, commissions, cleanout, carrying costs, mortgage payoff, liens, and taxes. The actual comparison depends on the property and written terms.

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We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

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The two options have different terms. Compare the written numbers and responsibilities, then choose what works best for you.

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We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.

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West Virginia charges a real estate transfer excise tax when title transfers. The first county excise tax is $1.10 per $500 of value, plus an additional county excise tax of 55 cents per $500. A county commission may raise that additional tax to $1.65 per $500. Each $500 or fraction counts, and the county clerk collects a $20 Affordable Housing Fund fee before recording. The exact total depends on the additional county rate and sale value. When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

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Often, yes, but who signs depends on the will. The executor must qualify before acting for the estate; when there is no will, the county commission or its clerk handles appointment of an administrator. If the will gives the executor power to sell real estate that was not specifically left to someone else, the executor may sell it unless the will says otherwise. If the will directs a sale, the executor or administrator with the will annexed may carry it out. If there is no will, the house passes to the heirs. Without a usable power of sale, the title company or an attorney needs to confirm the owners and who must sign. A decedent’s real estate can still be reached to pay debts, and a surviving spouse may have an elective-share claim for a limited time after death. Have the title company or an attorney confirm who must sign and which liens must be paid or released at closing. If you need an estate attorney, we can help you find one.

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A sale may still be possible if the loan can be paid off before the sale. When the loan is secured by a deed of trust, the trustee named in it can sell the house at public auction after a default, without a court case. The trustee generally must publish notice of the trustee's sale in the county where the property is, once a week for two weeks in a row. There is a narrow exception for an older deed of trust. The trustee must also send the borrower notice by certified mail, return receipt requested; the notice counts once mailed to the required address, even if it comes back. Sale proceeds pay the trustee's expenses, then the secured debts, and any surplus goes to the former owner. Treat the auction date as the deadline for completing a sale and paying off the loan. Have the title company or an attorney confirm the current sale date and amount needed.

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Yes. Under West Virginia law, a buyer of leased property steps into the landlord’s position and can enforce the lease. The tenant keeps the same lease rights against the buyer that they had against the seller. Selling does not by itself require the tenant to move. For security deposits, whoever is the landlord when the tenancy ends must return any deposit owed to the tenant, even if the original landlord received it. The purchase contract and closing statement should account for each deposit. When a tenancy ends, the deposit, minus allowed deductions, is due within 60 days, or within 45 days after a new tenant moves in, whichever comes first. Give the buyer the leases, deposit records, and any tenant notices so the closing can account for each tenant.

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A sale may be possible, but the property’s orders and liens matter. West Virginia law lets cities adopt ordinances requiring owners to repair, close, remove, or demolish unsafe, unsanitary, or dangerous buildings. After written notice, a city can do the work and file a lien for its costs; a municipal court may also place the building in receivership. County commissions have similar authority and, after notice and a chance for a hearing, may order repairs or demolition, impose daily penalties, and seek a lien for the work. An as-is agreement does not erase orders or liens. When you sell to us, we’re the buyer, so the repairs become our job.

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The City of Summersville and Nicholas County are separately administered governments. The city’s maps page directs map and boundary questions to City Hall. Nicholas County Assessor tax maps are approximate, so they are not parcel-level confirmation of city limits, taxing districts, or title.

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Start with the property address, what you know about its condition, who occupies it, and your timing. You can call with a question before every document or decision is figured out.

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