The Villages, FL · Seller FAQ
Questions About Selling a House in The Villages, FL
These answers cover as-is sales, what you may keep, Florida closing costs, timing, and which local office matches a property address.
USA Home Buyers buys houses as-is in The Villages, Florida. Call 888-274-5006; we answer 24/7. You can also use the form to ask about a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address, what you know about the house, and the question or timing on your mind.
Money and choices
Compare what you keep, not just the price
What you keep depends on the written sale price and the costs and balances tied to the house. A listing may involve repairs, commissions, concessions, cleanout, and the time you carry the property. Mortgage payoff, liens, back taxes, and your share of current property taxes are separate amounts to include in the comparison.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the The Villages calculator →
Questions about the two options? Call 888-274-5006.
Useful questions
The Villages seller questions, answered
What would I keep from a cash sale?
There is no one net number for every house. What you keep depends on the written sale price and the costs and balances tied to your property. Compare repairs, commissions, concessions, cleanout, and the time you carry the house, along with separate mortgage payoff, liens, back taxes, and your share of current property taxes. Compare what remains, not just the headline price.
Can I sell my Villages house as-is?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with the house as it is now, including known repairs or a difficult cleanout.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
How soon can I get a written cash offer?
We give written cash offers in 24 hours. You receive written terms before you commit, and the closing is through a title company.
What Florida deed tax applies, and who pays it?
Florida documentary stamp tax on a deed is 70¢ per $100 (or fraction) of consideration in most counties. Miami-Dade uses 60¢ per $100, plus a 45¢-per-$100 surtax; that surtax does not apply to a document transferring only a single-family dwelling. Florida Department of Revenue says all parties to the deed are liable even if the contract assigns payment to one party. Some spouse-to-spouse and specified homestead transfers are exempt. Taxes on a note or mortgage and the nonrecurring mortgage intangible tax are separate. When you sell to us, we pay the closing costs, including Florida documentary stamp tax and, where applicable, the Miami-Dade deed surtax. Mortgage payoff, liens, back taxes, and your share of current property taxes remain separate.
Can I sell while a Florida mortgage foreclosure is underway?
Florida mortgage foreclosures proceed in court. After final judgment, the court directs the clerk to hold a public auction, normally 20–35 days later, with statutory notice published before sale. The borrower or a subordinate-interest holder may cure and redeem before the later of the clerk's filing of the certificate of sale or the time specified in the foreclosure judgment; otherwise there is no right of redemption. A purchase agreement alone does not stop the case or sale.
Can an inherited Florida house be sold before probate ends?
A personal representative may sell without court authorization when the will gives a specific power to sell real property or a general power to sell estate assets. Without that power—or if the will’s power is limited—the representative may sell at public or private sale, but title does not pass until the court authorizes or confirms the sale. Confirm the appointment, will, and probate order before signing. If you need an estate attorney, we can help you find one.
Can I sell a Florida house with tenants still living there?
Yes. A sale does not by itself tell us the tenant’s move-out date; check the lease and applicable local rules before promising vacant possession. On a sale or transfer of rental property, Florida law requires the security deposits and advance rents, earned interest, and an accurate tenant accounting to be transferred to the new owner or rental agent. Share the leases, deposit records, and rent ledger so the closing documents identify the funds and who will manage the tenancy.
Can I sell a Florida house with code violations or a repair order?
A local code-enforcement board may impose continuing daily fines and repair costs. If a certified fine order is recorded, it becomes a lien against the land and may also reach other property owned by the violator. A sale does not establish that the order or lien has been cleared. Ask the issuing city or county about the actual order, permits, occupancy requirements, and any local inspection or transfer rule; have title check for recorded liens. When you sell to us, we’re the buyer, so the repairs become our job.
Which county is The Villages in?
The Census-defined The Villages CDP crosses Sumter and Marion County boundaries. The broader Villages community-area description also includes homesites in the Town of Lady Lake and unincorporated Lake County. Those are area-level descriptions, not a parcel determination. Use the actual property address to confirm its county, municipal boundary, and applicable district before choosing a local office.
What if the house has a mortgage, liens, or back taxes?
Those balances do not disappear because a house is sold. Mortgage payoff, liens, back taxes, and your share of current property taxes are separate amounts to confirm when comparing what you may keep.
Do I need every document ready before I call?
No. You can call before everything is gathered. Start with the property address, what you know about the house and who lives there, and the timing or question on your mind. A deed, notice, lease, payoff statement, or estate paper may answer the next question, but you do not need perfect paperwork before calling.
Start with a question
You can call before you have everything figured out
Start with the property address, what you know about the condition and occupancy, or the timing you are working with. A notice, deed, or payoff paper can help answer the next question, but you do not have to wait until every document is gathered.
Call 888-274-5006 with the question you have now.
Local help
Which local office handles a property record?
Start with the county where the parcel is located: the Property Appraiser handles assessment records, the Tax Collector handles tax-payment information, and the Clerk is a starting point for recorded documents. The Villages area covers more than one county, so confirm the address rather than routing by a community or mailing name.
Marion County
Lake County
For the Lady Lake and Lake County community-area description, see The Villages Community Development Districts' local information →. A district service-area description does not determine a particular parcel's county or municipal jurisdiction.
More detail
Guides and next steps for Villages sellers
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Still have a question about selling in The Villages?
Call 888-274-5006 or use the form. You can start with the facts you know; you do not need to have every document or decision settled.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the question you want to start with.
