Inherited
You stop paying for a house and get a fair price.
USA Home Buyers buys houses as-is in Traverse City, Grand Traverse County, and Leelanau County, Michigan, in any condition — no repairs, no cleaning, no cleanout required to sell to us. The city spans both counties, so check the property address to confirm which county it is in.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
Share the address, condition, and what is making the sale difficult.
Hablamos Español
See what you'd actually walk away with. The verified local transfer taxes are $3.75 in state tax for each $500 of value (or part of $500), plus generally $0.55 in county tax for each $500 (or part of $500). Pick your home's condition, from light touch-ups to fire damage, and change any number.
Traverse City, MI illustrative estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
Start with your best estimate of what your house is worth. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Illustrative starting home value for Traverse City, MI: $446,706. Editable planning estimate, not an appraisal.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
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Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
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We give written cash offers in 24 hours.
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Written offer and written terms before you commit; title-company closing.
Your situation
You stop paying for a house and get a fair price.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
You're done — no turnover, no repairs, no more bad tenants.
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Traverse City calculator →
Questions about the two options? Call 888-274-5006.
For an ordinary taxable sale, Michigan's state real estate transfer tax is $3.75 for each $500 of the property's value at the time of sale, or part of $500. The county tax is generally another $0.55 for each $500, or part of $500. State and county exemptions are separate, and the county rate and the property's status need to be checked for the actual sale. State law generally makes the seller responsible for the tax.
At the $0.55 county rate, a $100,000 taxable sale has $750 in state tax and $110 in county tax, or $860 total before any applicable exemption. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Michigan state real estate transfer-tax law → Michigan county real estate transfer-tax law → State transfer-tax exemptions →
Census city-place geometry overlaps both Grand Traverse and Leelanau counties. That is city-scale orientation, not a county determination for an individual parcel. Check the address with the City Assessing Department, then use the correct county's tax and land-records office.
The City directory lists neighborhood associations such as Slabtown, Boardman, Central, Old Towne, and Traverse Heights. Those names help with local orientation; they do not establish parcel boundaries.
City of Traverse City Assessing Department → City neighborhood-association directory → Census city-place map → Census county map →
The City Planning FAQ names the Boardman Neighborhood, Central Neighborhood, and Downtown historic districts. If you are planning exterior work, check the address and proposed work with City Planning or the Historic Districts Commission before setting a repair budget.
City Code Enforcement covers public-health and safety rules, including rental housing, zoning, health, parking, and public nuisance. Keep any notice, ask the City what applies to that address and its deadline, and share the notice when you tell us about the house.
City Planning FAQ → Historic Districts Commission → City Code Enforcement →
Traverse City is a market we serve.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.

The correct county depends on the property address. Confirm it before using a county tax, deed, or probate office.
City assessment questions and the Tax Parcel Viewer.
City property-tax and special-assessment payment information.
City public-health and safety code questions, including rental housing, zoning, and public nuisance.
Grand Traverse County property-tax information.
Grand Traverse County land-record information.
Probate Court information for properties in Grand Traverse County.
Leelanau County property-tax information and the county’s property-tax foreclosure timeline.
Leelanau County land-record information.
Probate Court information for properties in Leelanau County.
Historic-district information and review questions for a specific address and proposed exterior work.
Traverse City city-place geometry overlaps Grand Traverse and Leelanau counties, but that city-scale map does not identify an individual parcel’s county. Check the property record by address before using a county tax or land-records office.
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of value at the time of sale, or part of $500. The county tax is generally another $0.55 for each $500, or part of $500. State and county exemptions are separate, so confirm the property’s county, sale value, and any exemption for the actual sale. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. That does not include your mortgage, liens, back taxes, or share of current property taxes.
The City Planning FAQ names the Boardman Neighborhood, Central Neighborhood, and Downtown historic districts. Check the property address and proposed exterior work with City Planning or the Historic Districts Commission before budgeting work; a neighborhood name alone does not establish a property’s status.
The City Code Enforcement Department describes its work as covering public-health and safety regulations, including rental housing, zoning, health, parking, and public nuisance. Keep the notice and ask the City what it requires for that address and what deadline applies.
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
Share the address and what is making the sale difficult.
Hablamos Español
Elk Rapids, Kingsley, and Suttons Bay are separate villages, not Traverse City neighborhoods. The City's neighborhood directory includes areas such as Slabtown, Central, Boardman, Old Towne, and Traverse Heights.
Traverse City neighborhood directory → Census Traverse City place geometry →