Troy, AL · Pike County · Seller questions
Questions About Selling a House in Troy, AL
USA Home Buyers buys houses as-is in Troy and Pike County, Alabama. These answers cover what you may keep, repairs, written terms, Alabama's deed tax, timing, and foreclosure.
Call 888-274-5006 or use the form. You can start with a question before every detail is figured out.
We give written cash offers in 24 hours.
Share the Troy address, your question, and your timing. You can start before every detail is settled.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are what remain after sale costs and payoffs. Compare a written offer with a realistic listing plan, including repairs, commissions, carrying costs, mortgage payoff, liens, back taxes, and your share of current property taxes. The numbers depend on the property and the written terms.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Troy calculator →
Questions about the two options? Call 888-274-5006.
Troy seller questions, answered
What will I keep if I sell my Troy house for cash?
Net proceeds are what remains after sale costs and payoffs, not just the sale price. Compare the written price with a realistic listing plan, including repairs, commissions, other selling costs, carrying costs, mortgage payoff, liens, back taxes, and your share of current property taxes. The actual numbers depend on the house and written terms.
Do I need to repair, clean, or clear out the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Can I see the offer terms before I decide?
We give you a written offer and terms before you commit, and close through a title company.
What closing costs and deed tax apply to an Alabama house sale?
Alabama charges deed tax when the deed is recorded. The rate is 50 cents for each $500 of taxable value, or any part of $500; the closing attorney confirms the taxable amount. When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
How soon can I get a written cash offer?
We give written cash offers in 24 hours. We give you the written offer and terms before you commit, and close through a title company.
Can I sell my Alabama house if it is in foreclosure?
Often, yes, if the sale can close before the foreclosure sale. Keep following the date in your current notice unless the office handling the sale confirms a change.
What should I have ready for a first conversation?
You can call before you have every detail or document figured out. If you have it, start with the property address, what you know about its condition, who is there, and your timing or notice. If you do not have those details yet, call with the question you have.
Start with a question
You can call before you have everything figured out
You do not need every document gathered or a final decision made. Call 888-274-5006 with the Troy address if you have it, or simply ask the question on your mind.
Local help
Troy and Pike County government questions
Troy is Pike County's county seat, but the city and county are separate governments. For a City of Troy question, start with the City's government directory; for county government, use the Pike County Commission. Alabama's deed tax is recorded with the county probate judge, and the closing attorney confirms the taxable amount for a sale.
More detail
More Troy seller information
Still have a Troy house question?
Call 888-274-5006 or use the form above. You can ask before you have every answer.