Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Troy, AL — Cash Offer in 24 Hours
USA Home Buyers buys houses as-is in Troy and Pike County, Alabama, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Estimate what you could keep from a Troy sale
See what you'd actually walk away with. Pick your home's condition, from light touch-ups to fire damage, and change any number.
Current Zillow reference: $181,383 (As of September 2026; Zillow typical home value for Troy, AL). Source: Zillow Home Value Index
Troy Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
You get a written offer and written terms before you commit, and we close through a title company.
Choose the question closest to yours
Selling a Troy house in a difficult situation
Foreclosure
Fire damage
You keep the insurance money and don’t have to worry about the house anymore — we’ll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don’t have to prepay anything — it comes out at closing.
Tenants
You’re done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don’t stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there’s nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Troy calculator →
Questions about the two options? Call 888-274-5006.
Prices, timing and your selling options
Home prices in Troy
Homes in Troy, AL sold for a median of $229,891 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Troy, AL spent a median of 45 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.
Alabama deed tax and Troy selling costs
Alabama charges deed tax when the deed is recorded with the county probate judge: 50 cents for each $500 of taxable value, or any part of $500. With no applicable mortgage-tax deduction, a $100,000 taxable sale owes $100; at $100,200, the tax is $100.50. A mortgage or vendor's lien can reduce taxable value when Alabama mortgage tax has been paid on it; the closing attorney confirms the amount.
The deed needs proof of the actual price or value. Without it, the probate office uses the latest tax assessment, and penalties can apply. The tax and recording fees must be paid before recording. For your own sale, compare the settlement figures and ask the closing attorney how any eligible lien affects taxable value.
When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
Alabama Code §40-22-1 → Alabama Department of Revenue recordation-tax guidance →
What Troy sellers should know
Check the property's actual jurisdiction
Troy and Pike County are separate governments, and the County identifies Troy as the county seat. The City's business-licensing information refers to both the City of Troy and its police jurisdiction; the sources here do not assign a particular parcel to either area. If a city requirement matters to your sale, use the exact address and confirm the jurisdiction with the City rather than relying on a Troy mailing label.
City of Troy government → City business-licensing information → Pike County information →
College Street Historic District
The Alabama Historical Commission lists Troy's College Street Historic District along West College Street between Pine and Cherry Streets, with resources from the late 19th and early 20th centuries. That is a local orientation point, not a determination about any other address. If you are planning exterior work or have a question about a particular house, check the address and applicable requirements with the relevant office before budgeting or scheduling work.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Who we are
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Troy is a market we serve.
Useful Troy and Pike County offices
City of Troy government
City government information and questions that depend on the property being within the City or its police jurisdiction.
Pike County Commission
County government information, including county-seat and other-place context for Troy, Brundidge, Banks, and Goshen.
Alabama Department of Revenue
State recordation-tax guidance for deeds recorded in Alabama.
Questions about selling a house in Troy
Can I sell a Troy house without fixing it first?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How quickly will I get a written cash offer?
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
What is Alabama’s deed tax on a house sale?
Alabama charges 50 cents for each $500 of taxable value, or any part of $500, when the deed is recorded. With no applicable mortgage-tax deduction, a $100,000 sale owes $100 and a $100,200 sale owes $100.50. A qualifying mortgage or vendor’s lien may reduce taxable value; the closing attorney confirms the amount.
When you buy my Troy house, who pays the deed tax?
When you sell to us, we pay the closing costs, including Alabama’s deed tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
What happens to insurance proceeds if you buy a fire-damaged house?
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Is every Troy mailing address inside the City of Troy?
A mailing address alone does not establish whether a property is in the City or its police jurisdiction. Troy and Pike County are separate governments; use the exact address and confirm the applicable area with the City.
Are Brundidge, Banks, and Goshen Troy neighborhoods?
No. Pike County lists Banks, Brundidge, and Goshen separately from county-seat Troy under “Other Cities and Towns.” They are separate places, not Troy neighborhoods.
Tell us about your Troy house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Other Pike County places
Pike County lists Brundidge, Banks, and Goshen separately from county-seat Troy; they are not Troy neighborhoods. Brundidge has its own city government. If a property is in one of these places, use its actual address and jurisdiction for local questions.