Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
We talk through the fire damage and your questions about the house. We give you a written offer and terms before you commit, and close through a title company.
Troy building and permit questions
The City of Troy Inspection Department describes building-plan review before construction permits and construction inspections. For a building-plan or construction-permit question, the City lists the department at 301 Charles W. Meeks Avenue, Troy, AL 36081, telephone 334-566-0177. City of Troy Inspection Department information →
The City's page describes its construction process; it does not establish that an ordinary resale or every existing house requires an inspection or certificate. If the building may be unsafe, stay out and follow directions from emergency responders and building officials.
Compare rebuilding with selling as-is
Compare the work and time involved in rebuilding with the written terms for an as-is sale. If you are also considering a traditional listing, compare what you might actually keep after repairs and sale costs, not just the asking price. The calculator uses editable assumptions, so treat its result as an estimate rather than a contractor bid or an insurance or mortgage decision.
Compare sale proceeds with the Troy calculator →
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Fire-Damaged House Questions
Can I sell a fire-damaged house in Troy without cleaning it out?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if you buy the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens after I tell you about the fire?
We discuss the damage and your questions. We give you a written offer and terms before you commit, and close through a title company.
Can I enter the house after a fire?
If the building may be unsafe or officials have restricted access, stay out and follow directions from emergency responders and building officials.
We give written cash offers in 24 hours.
Share the Troy property's address and whatever you know about the fire damage.