Troy, AL · Pike County · How it works
How Selling Your Troy House to Us Works
USA Home Buyers buys houses in Troy and throughout Pike County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Tell us what you know about the property and the timing you have in mind. Call 888-274-5006 or use the form to start the conversation.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing you have in mind. Start with what you know.
From the first conversation to closing
The sale, step by step
Step 1: Tell us about the house
Start with the Troy address, the condition, who lives there, and the timing you have in mind. You can start the conversation before every property question is settled; tell us what you know and we can talk through what is still open.
Step 2: Talk through the property and read the written terms
We ask about the house, its condition, access, occupancy, and what you need from the sale. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Step 3: Check title, who can sign, and payoffs
The title company reviews the deed and ownership, checks who can sign, requests mortgage payoff figures, and identifies liens or other items that affect settlement. If an estate or court matter is involved, the title company reviews the documents that apply to the closing.
Step 4: Review the settlement figures and close
The settlement sheet shows the sale price, payoffs, liens, taxes, closing costs, and the money scheduled for you. You review the figures and the title company's closing documents, then sign and close through that company.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Troy calculator →
Questions about the two options? Call 888-274-5006.
A local closing detail
Alabama deed tax and Pike County recording
Alabama deed tax is due when the deed is recorded with the county probate judge. For a Troy sale, the Pike County Probate Office publishes the recording information. We close through a title company, which coordinates the recording step.
Closing numbers
See how the money breaks down
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When things get difficult
Problems do not end the conversation
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
You can also Read our Google reviews.
Questions and contact
More Troy seller information
Call 888-274-5006 with a question, or compare your own estimates in the Troy home-sale net-proceeds calculator.
- Inherited property and estate questions →
- Foreclosure notices and timing →
- Selling during a divorce →
- Tenant-occupied houses →
- Code violations and repairs →
- Fire-damaged houses →
- Property liens and back taxes →
Questions about selling to us
Can I contact you before every property question is settled?
Yes. Start with the Troy address and what you know about the condition, occupancy, and timing. You can tell us which details are still open during the conversation.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How do Cash Offer and EZ Sale differ?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who checks title, signing authority, and mortgage payoffs?
The title company reviews the deed and ownership, checks who can sign, requests mortgage payoff figures, and identifies liens and other items that affect closing.
Who pays the closing costs?
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items.
How are the settlement figures reviewed?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.