University City, MO › Fire damage
Selling a Fire-Damaged House in University City, MO
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — and you keep your insurance proceeds. USA Home Buyers buys houses in University City and St. Louis County, Missouri.
We answer 24/7 at 888-274-5006.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the damage and access.
What we take on after a fire
You can sell without cleaning up, repairing fire damage, or hauling debris. We buy the house as it stands.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about access. We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
Missouri deed-recording costs
Missouri's Constitution bars state and local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. Deed recording includes a page-based fee and additional per-document charges under state law. The title company or closing professional confirms the exact recording charges.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
Missouri Constitution, Article X, Section 25 · RSMo §59.310, deed-recording fees · RSMo §59.319, recorder user fee · RSMo §59.800, additional recording fee
University City safety and permit questions
If fire or building officials have told you the house is unsafe or restricted access, stay out. For construction, occupancy, permit, or home-sale inspection questions, use University City's official information:
Construction and occupancy information → · Home-sale and rental inspection FAQ →
Compare rebuilding with selling as-is
You may be weighing cleanup, repairs, debris removal, permit work, and the cost of keeping the house while repairs happen against the written sale terms.
Compare University City sale proceeds with the calculator →Questions and contact
We answer 24/7 at 888-274-5006. Tell us about the property by phone or use the form below.
Fire-damaged house questions in University City
Can I sell a fire-damaged house in University City?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — and you keep your insurance proceeds.
Do I have to clean up, repair, or remove debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds if I still have a mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter or clean up the house after a fire?
If fire or building officials have told you the house is unsafe or restricted access, stay out. You do not need to clean up or repair the house before selling to us.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company.
What our sellers say
Talk with us about the fire-damaged house
Share the address, what happened, and what you know about the damage and access.
We give written cash offers in 24 hours.
Tell us about the house and what you are weighing next.