University City, MO · St. Louis County · How it works
How Selling Your University City House to Us Works
USA Home Buyers buys houses in University City and St. Louis County. Tell us what you know about the house and what you need from the sale; you can start before every detail is settled.
Questions now? Call 888-274-5006. We answer 24/7.
Tell us about the houseFrom the first conversation to settlement
The sale, step by step
Tell us what you know about the house
Start with the University City address, the house’s condition, who lives there, and your timing. If there is an estate, mortgage payoff, lien, tax issue, or notice, tell us what you know so far. You can call before every property question is settled.
Talk through the house and your choices
We ask about repairs, access, occupancy, and timing, then talk through the sale choices that fit the house. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written offer and terms
You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide.
Work through title, signing, and payoffs
We work with the title company on the deed, who can sign, mortgage payoffs, liens, taxes, and estate papers. We also talk through occupancy, access, belongings, and timing so the written terms reflect the parts of the sale that matter to you.
Review the settlement sheet and close
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. Close as fast as 7 days when title and closing details allow. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
Compare the written numbers and terms, then choose the path that works for your house.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the University City calculator →
Questions about the two options? Call 888-274-5006.
St. Louis County estate details
Selling a house that is part of an estate
The personal representative appointed by the probate court handles an estate sale, not an heir acting alone. In independent administration, the representative generally can sell estate real estate without a separate court order, within the will’s limits and for the estate’s benefit. In supervised administration, a sale generally follows a court order; an executor may sell under a power granted in the will.
If you need an estate attorney, we can help you find one. We can talk through the papers you have and work with the title company on the sale.
Closing numbers
Missouri sale taxes and deed-recording fees
Missouri’s Constitution bars the state, counties, and other local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010.
Missouri law sets deed-recording fees at $5 for the first page and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact recording charges.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and next steps
More help with your University City house
Open the page for your situation or compare possible sale numbers with the calculator. You can call while you are still sorting out the house details.
University City sale-process questions
Can I call before every detail about the house is settled?
Yes. Start with the address, condition, who lives there, and your timing. You can call while you are still sorting out other property questions.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I see before I decide whether to sell?
You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide.
Who can sell an estate house in Missouri?
The personal representative appointed by the probate court handles an estate sale, not an heir acting alone. In independent administration, the representative generally can sell estate real estate without a separate court order, within the will’s limits and for the estate’s benefit. In supervised administration, a sale generally follows a court order; an executor may sell under a power granted in the will. If you need an estate attorney, we can help you find one.
What charges apply when a Missouri house sells?
Missouri’s Constitution bars the state, counties, and other local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. Missouri law sets deed-recording fees at $5 for the first page and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact recording charges.
Talk through your University City house
We answer 24/7 at 888-274-5006. Call with questions or start with the address and what you know about the property.