Can I Sell My University City House Before Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Yes, a sale may still be possible before the trustee's sale if the loan can be paid off in time. If your home loan uses a deed of trust with a power of sale, the lender can foreclose without a court case.
Call 888-274-5006 or send the property address and the date on your notice through the form.
How we help with a foreclosure sale
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from those closing costs.
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Mortgage foreclosure and property-tax sales have different notices
If a home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee's sale without filing a court case. The sale must take place in the county where the house is. Missouri law requires at least 20 days' notice published in a newspaper and mailed by certified or registered mail to the owner of record.
A sale for unpaid property taxes is separate from a mortgage foreclosure, with its own notice and deadline. If you received a tax-sale notice, follow the date and instructions on that notice. For University City property-tax bill questions, the City directs homeowners to St. Louis County's Department of Revenue.
If the trustee's sale already happened
If the lender or someone acting for it bought the house at the sale, Missouri law allows you to redeem it within one year. To keep that right, you must give written notice of your intent to redeem at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call us or use the form with the University City property address and the date on any sale notice.
- We review the house and give you a written offer and written terms before you commit.
- We work with the title company on title, payoff, and closing details.
- If you decide to sell, we work toward closing before the trustee's sale. Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
University City property-tax information
For a University City real-estate property-tax bill, the City directs homeowners to the St. Louis County Department of Revenue. The County's Real Estate Search lets you look up property-account information.
Questions and contact
Estimate possible sale proceeds with the University City calculator →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling before foreclosure in University City, MO
Can I sell my University City house before a trustee's sale?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. A sale may still be possible if the loan can be paid off before the sale. We can work with you and the title company on the payoff and closing details.
How does a Missouri mortgage foreclosure work?
If your home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee's sale without a court case. The sale takes place in the county where the house is, and Missouri requires at least 20 days' notice published in a newspaper and mailed by certified or registered mail to the owner of record.
Is a property-tax sale the same as a mortgage foreclosure?
No. A property-tax sale and a mortgage foreclosure have separate notices and deadlines. For University City property-tax bill questions, the City directs homeowners to the St. Louis County Department of Revenue.
What if the payoff is more than my University City house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Can I redeem my house after a Missouri trustee's sale?
If the lender or someone acting for it buys the house at the trustee's sale, Missouri law allows you to redeem within one year. To keep that right, you must give written notice of your intent to redeem at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.
Talk with us about the house and sale date
We answer 24/7 at 888-274-5006. Tell us what is happening with the property and the date on the notice.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.