University City, Missouri · St. Louis County

Can I Sell My University City House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy University City houses with back taxes or liens. You can call with the property address and whatever notice or payoff information you have; we can talk it through before you have every record.

Call 888-274-5006 to talk through the property.

Talk through your lien or tax question

Share the property address and what you know about the tax bill, lien, creditor, or notice. You can call before you have all the records.

We give written cash offers in 24 hours.

Share the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How liens and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a legal claim that can affect the property or sale. The lender, creditor, or tax office confirms the current amount and instructions to satisfy it. The title company checks ownership and recorded claims and works with those parties on the closing figures.

No agent commissions when you sell to us. No fees.

Records and the next step

A recent property-tax bill, mortgage or creditor statement, lien or judgment notice, or payoff letter can help us understand what is going on. Call with the University City address and what you have; you do not need to gather every record first. The County confirms property-tax account details, and a lender or other creditor confirms its own payoff.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the address and what you know about the lien, tax account, or notice. You can start with what you have.

  2. 2. Review written terms before deciding

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Check title and payoff details

    The title company checks ownership and recorded claims. The lender, creditor, or tax office confirms its current payoff information for the sale.

  4. 4. Review the figures and close

    The title company prepares the closing figures and handles settlement. Close as fast as 7 days when title and closing details allow.

University City property-tax and lien questions

For University City real-estate property-tax bill questions, the City directs homeowners to St. Louis County's Department of Revenue. A property-tax sale notice is different from a lender's mortgage-foreclosure notice; each has its own process and dates. If you have either notice, call us with it and we can talk through the property and timing.

St. Louis County Real Estate Search

The County portal provides the real-estate search and tax-related services. The lender or other creditor confirms its own payoff amount and instructions.

Missouri transfer taxes and deed-recording fees

Missouri's Constitution bars state, county, and local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. County recorders charge $5 for the first page of a deed and $3 for each additional page, plus per-document fees set by state law. The title company or closing professional confirms the exact recording charges.

When you sell to us, we pay the closing costs.

Missouri Constitution, Article X, Section 25 · RSMo §59.310, deed recording fees · RSMo §59.319, recorder user fee · RSMo §59.800, additional recording fee

Compare possible net proceeds

Compare your own estimates for the sale price, mortgage payoff, lien or tax amount, repairs, cleanout, and other costs.

Open the University City home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Questions about University City property liens and back taxes

Can I sell my University City house with back taxes or liens before paying them?

Yes. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

Who confirms my current lien or tax payoff?

The lender, creditor, or tax office confirms its current balance and payoff instructions. The title company checks ownership and recorded claims and works with those parties on the closing figures.

Can I call before I have every record?

Yes. Start with the University City property address and whatever tax bill, creditor letter, payoff statement, or notice you have. You can call before you have everything.

Are property-tax sales and mortgage foreclosure the same?

No. A property-tax sale concerns unpaid property taxes; mortgage foreclosure is a lender process. The notices and dates are different. If you have a notice, call us and we can talk through it with you.

What taxes and recording fees apply when a Missouri house sells?

Missouri’s Constitution bars state, county, and local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. Deed recording fees still apply: $5 for the first page and $3 for each additional page, plus per-document fees set by state law. The title company confirms the exact charges. When you sell to us, we pay the closing costs.

What if the lender payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Talk through the property

Call 888-274-5006 or use the form above. Start with the University City address and whatever tax, lien, or payoff information you have.

Call Now 888-274-5006