Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $210,000 | Redfin · Utica, NY | Three months ending August 2026 |
| Median days on market | 35 days | Redfin · Utica, NY | Three months ending August 2026 |
| Homes sold | 107 homes | Redfin · Utica, NY | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $212,423 | Zillow · Utica, NY | As of August 2026 |
| For-sale inventory | 129 homes | Zillow · Utica, NY | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
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Utica, NY Housing Market and Selling Costs
Use the Utica market measures to compare a direct as-is sale with listing, repairs, and the time you may carry the house. The numbers describe the city; your property's condition and circumstances matter too.
USA Home Buyers buys houses in Utica, NY and Oneida County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to compare your options.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing so we can review the house.
Utica market numbers
Recent measures to compare before you sell
These measures cover Utica, NY. Each row keeps its provider, geography, period, and public source beside the number; the measures do not all answer the same question.
| Measure, place and period | Value | Readable source |
|---|---|---|
| Median sale priceRedfin · Utica, NY · exact placePeriod: Three months ending August 2026 | $210,000+9.18% from a year earlier | Redfin Data Center public data → |
| Median days on marketRedfin · Utica, NY · exact placePeriod: Three months ending August 2026 | 35 days | Redfin Data Center public data → |
| Homes soldRedfin · Utica, NY · exact placePeriod: Three months ending August 2026 | 107 homes | Redfin Data Center public data → |
| Typical home value (Zillow ZHVI)Zillow · Utica, NY · exact placePeriod: As of August 2026 | $212,423+6.97% from a year earlier | Zillow Research public data → |
| For-sale inventoryZillow · Utica, NY · exact placePeriod: As of August 2026 | 129 homes | Zillow Research public data → |
What the numbers mean
A city-wide measure cannot price your particular house
Redfin's median sale price is the middle of completed-sale prices in Utica, NY during Three months ending August 2026. Redfin's days-on-market and homes-sold measures describe activity over their stated period. Zillow's typical home value is a separate modeled measure, not a completed-sale price; its date is shown in the table.
Condition, repairs and cleanout, tenant occupancy and access, title questions, and timing can all change the comparison for your house. A town-wide figure does not tell you what your particular house will sell for.
Compare the likely sale price or written offer with repairs, cleanup, listing commission if you list, mortgage payoff, other selling costs, utilities, insurance, current property-tax share, and the time you may carry the house while you wait.
Local selling costs
New York transfer taxes belong in the comparison
New York State's real estate transfer tax is $2 for each $500 or part of $500 of the sale price when the price is over $500. On a $100,000 sale, that is $400 before any local tax or exemption. The seller normally pays this base tax, but the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% tax on residential sales of $1 million or more, often called the mansion tax, is normally paid by the buyer.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage, liens, back taxes, and share of current property taxes are separate from that promise.
New York State Department of Taxation and Finance: real estate transfer tax →
Utica is in Oneida County. Confirm the figures and who pays each amount for the specific sale in its written terms and settlement details.
What you may keep
Sale price and money left after costs are different numbers
A higher sale price does not automatically mean you keep more. Compare a written cash offer with a realistic listing estimate after repairs, mortgage payoff, selling costs, and the bills you would carry while waiting.
Just an estimate — the actual number could be more or less depending on the home's condition. Change the calculator assumptions to fit the house and compare what may be left after costs.
Open the Utica home-sale net proceeds calculator →Utica, NY Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Questions and seller reviews
Utica market report questions
What do the Utica market measures show?
Redfin Median sale price for Utica, NY: $210,000 (Three months ending August 2026); Redfin Median days on market for Utica, NY: 35 days (Three months ending August 2026); Redfin Homes sold for Utica, NY: 107 homes (Three months ending August 2026); Zillow Typical home value (Zillow ZHVI) for Utica, NY: $212,423 (As of August 2026); Zillow For-sale inventory for Utica, NY: 129 homes (As of August 2026). These measures use different definitions and periods, so compare each with its own source and geography.
Can the Utica median sale price tell me what my house is worth?
No. The Redfin median is the middle of completed-sale prices in Utica, NY during Three months ending August 2026. It is market context, not a price for your address; condition, repairs, occupancy, and timing can change the comparison.
What transfer taxes may apply to a New York home sale?
New York State real estate transfer tax is $2 for each $500 or part of $500 when the sale price is over $500. The seller normally pays the base tax, though the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% tax on residential sales of $1 million or more is normally paid by the buyer.
How soon will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
How can I compare what I may keep?
Start with the sale price or written offer, then subtract repairs, cleanup, mortgage payoff, selling costs, and the bills you expect to carry while waiting. The calculator lets you change its planning assumptions; its result is an estimate, not an offer.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Paychex offered me a position at their Scottsdale office and I had five weeks. My house in Irondequoit was fine but I couldn't do open houses and wait on financing. USA Home Buyers closed nine days after I accepted. I was in Arizona before my start date.”
“Monroe County family court, sale required. Park Avenue condo, beautiful neighborhood, but neither of us could buy out the other and we both needed the money to start over. USA Home Buyers gave us a written offer the same week we called. Both attorneys said yes, closed in thirteen days.”
“I was behind on my mortgage after a medical situation. New York judicial foreclosure takes 12-24 months, but once the bank files in Monroe County Supreme Court, your options narrow fast. USA Home Buyers explained exactly where I stood and closed before the foreclosure judgment. I walked out with enough to start over.”
Choose the next step that fits your situation
USA Home Buyers buys houses as-is in Utica and Oneida County. To compare a direct sale with listing, repairs, or waiting, call 888-274-5006.