Valparaiso, IN · Porter County

Can I Sell My Valparaiso House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses in Valparaiso and Porter County with back taxes or liens. Call with the property address and whatever notice or payoff information you have; you can start before you have every record.

We answer 24/7 at 888-274-5006.

Talk through your lien or tax notice

Share the address and what you know about a lien, tax bill, or payoff. You can call before you have all the paperwork.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.

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Prefer to talk? Call 888-274-5006.

How payoff amounts are handled

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Your lender or other creditor confirms its current payoff amount and instructions. For property taxes, the Porter County Treasurer can answer questions about bills, payments, and balances. We work with the title company and the relevant office on payoff details as the sale moves forward.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Records and the next step

A recent tax bill, lender statement, lien notice, or sale notice can help us start. Call with the Valparaiso address and what you know; you do not need to collect every record first.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    We discuss the property and the payoff information or notice you have.

  2. 2. Review written terms before deciding

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Work through title and payoffs

    The title company reviews ownership and recorded claims, gets current payoff figures from the lender or tax office, and prepares the closing figures.

  4. 4. Close

    Close as fast as 7 days when title and closing details allow.

Porter County tax sales and mortgage foreclosure

A mortgage foreclosure and sheriff's sale

An Indiana mortgage foreclosure is a court case about the home loan and may lead to a sheriff's sale. Before the sale, an owner can redeem by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage; paying only overdue installments is not enough. If your notice has a sale date, call us and we can talk through the house, payoff, and timing.

Read Indiana's mortgage-foreclosure redemption rule → · Porter County Sheriff's Sales →

Indiana property-transfer costs

An Indiana home sale needs a state property-transfer form filed with the county Auditor for property-tax records. The filing fee is usually $20, and some transfers are exempt. Deed recording and other closing charges are separate.

When you sell to us, we pay the closing costs.

Read Indiana property-transfer information → · Indiana property-transfer law →

Porter County offices for payoff and record questions

Not sure which notice or office fits your question? Call us — we'll sort it out with you.

Compare what may be left after payoffs

Use the Valparaiso home-sale net-proceeds calculator to compare a possible sale with your mortgage payoff, liens, back taxes, repairs, and other costs.

Open the Valparaiso home-sale net-proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Valparaiso property liens and back taxes questions

Can I sell my Valparaiso house with back taxes or liens?

Yes. We buy houses with back taxes and liens. You can call with the property address and any notice or payoff information you have; you don't need every record first.

Who confirms my current payoff amount?

Your lender or other creditor confirms its payoff amount and instructions. The Porter County Treasurer can answer questions about property-tax bills and balances. We work with the title company on the payoff information as the sale moves forward.

Is a Porter County tax sale the same as mortgage foreclosure?

No. A property-tax sale follows a separate county process with its own notices and dates. Indiana mortgage foreclosure is a court case about the home loan and may lead to a sheriff’s sale.

What if my payoff is more than my Valparaiso house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What is the Indiana property-transfer filing fee?

The filing fee is usually $20, though some transfers are exempt. The property-transfer form goes to the Porter County Auditor for property-tax records; deed recording is separate.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Valparaiso address and whatever notice or payoff information you have.

Read about selling before a Valparaiso sheriff's sale →

Call Now 888-274-5006