Warrensburg, Missouri · Johnson County

Can I Sell My Warrensburg House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Warrensburg and Johnson County, Missouri, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Ask us about a cash offer with the address and whatever notice or payoff information you have. You can call before every record is gathered.

Call 888-274-5006 to talk through the property or ask for a cash offer.

Start with the Warrensburg property address

Share the address and what you know about the tax account, lien, creditor, payoff, or notice. You can ask about a cash offer before you have every record.

We give written cash offers in 24 hours.

Share the address and what you know about the notice, payoff, creditor, or tax account.

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Prefer to call? 888-274-5006.

How lien and back-tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a legal claim that can affect the property or the money due at closing. A payoff is the current amount and instructions a creditor or tax office provides to satisfy an account. The office or creditor named on the notice confirms its current balance and instructions; the title company checks ownership and recorded claims for the sale and coordinates the payoff information.

Closing costs are separate from your mortgage, liens, back taxes, and your share of current property taxes. When you sell to us, we pay the closing costs; that does not mean we pay those balances separately. The applicable payoff is handled through the sale at closing.

Records that help — but you can call first

Start with the property address. If handy, gather the parcel number, latest tax bill or delinquency notice, lien or court paper, mortgage payoff statement, creditor name, and any tax-sale or foreclosure notice. The Johnson County Collector checks property- tax accounts and tax-sale information; the Assessor handles assessment records. The Recorder has recorded land documents, while the Circuit Clerk maintains court records. Those records do not necessarily show a creditor's current payoff. You can call while you gather paperwork.

For a tax account or sale notice, use the Johnson County delinquent tax-sale information; for a recorded deed or other land document, use the Recorder's public-search page; for a court notice, use the Johnson County Circuit Clerk.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Start with a conversation about the house and the information you have. You do not need to sort out the records before contacting us.

  1. 1. Talk through the property

    Tell us the Warrensburg address, what is going on with the lien or tax account, and any date on a notice that concerns you. We review the house as it stands.

  2. 2. Read the written offer and terms

    We give you the written offer and terms before you commit. If you choose to sell, a title company handles the closing. Review the price, responsibilities, payoff treatment, and closing terms before deciding whether they fit your situation.

  3. 3. Check title and payoff details

    If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The creditor or tax office confirms current payoff or release information, and the closing professionals prepare the figures that apply to the sale.

  4. 4. Review the figures and close

    The title company prepares the closing figures, including the sale price, applicable payoffs and costs, and the amount remaining after those items. The payoff and its instructions are confirmed for the transaction before closing.

Johnson County tax-sale, mortgage-sale, and transfer-tax facts

The County Collector's delinquent-tax-sale information concerns unpaid property taxes. A mortgage foreclosure is a separate lender process and may use a trustee sale under a deed of trust. A notice and its current status belong to the office or trustee named on it; one process does not replace the other.

Johnson County Assessor — assessed values

Use the Assessor for an assessed value or assessment-record question. Assessment records are different from a current tax payoff, a creditor's balance, a sale price, or settlement figures. The County lists the office at 1310 S Maguire Street, Suite B, Warrensburg, MO 64093; phone 660-747-9822.

Johnson County Circuit Clerk — court records

Use the Circuit Clerk for circuit- and associate-court record questions, including a court or judgment notice. The County lists the Justice Center at 101 W Market Street, Warrensburg, MO 64093; phone 660-422-7413. For a specific case, follow the court and case information on the notice.

Missouri transfer taxes and deed-recording fees

Missouri's constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. Deed recording fees are separate: state law sets a fee of $5 for the first page of a deed and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact recording charges for your documents.

When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.

Compare possible net proceeds

Use the Warrensburg home-sale net proceeds calculator with your own estimates for the house, mortgage, liens or back taxes, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Warrensburg home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Warrensburg property-liens and back-tax questions

Can I sell my Warrensburg house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Warrensburg and Johnson County, Missouri. Call with the property address and whatever notice or payoff information you have; you can start before you have every record.

Who checks a Johnson County property-tax balance or tax-sale notice?

The Johnson County Collector handles property-tax bills, payments, and delinquent-tax-sale information. Ask the Collector to confirm the current balance, notice, and sale status for the property. A title company checks the records and payoff information needed for a sale.

What records should I have when I call?

Start with the Warrensburg property address. If handy, have the parcel number, tax bill or delinquency notice, creditor or court letter, mortgage or lien payoff statement, and any tax-sale or foreclosure notice. You can call before you have everything.

Are a Johnson County tax sale and a mortgage foreclosure the same process?

No. The County Collector handles delinquent property-tax-sale information. A lender mortgage foreclosure follows a separate process and may involve a trustee sale under a deed of trust. Use the office named on your notice and check its current status.

What if the payoff is more than my Warrensburg house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender, tax office, or other creditor confirms the current payoff for the specific property.

What happens after I contact USA Home Buyers?

We talk through the house and the information you have, review the property as it stands, and put written terms in front of you before you decide. If you choose to proceed, the title company checks ownership and recorded claims, coordinates with the creditor or tax office about payoff information, and prepares the closing figures for review.

Does Missouri charge a real-estate transfer tax when a house sells?

Missouri's constitution bars state, county, and local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. Deed recording fees are separate, and the title company or closing professional can confirm the charges for your documents. When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.

More Warrensburg seller information

Talk through the property

Call 888-274-5006 or use the form above. Start with the Warrensburg address and whatever tax or lien information you have.

Call Now 888-274-5006