Wheeling, WV · Ohio County and Marshall County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Wheeling, West Virginia, including homes in the Ohio County and Marshall County parts of the market. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses with back taxes and liens; the payoff details are checked for the sale.
Call 888-274-5006 to talk through the property and ask for a cash offer.
Share the property address and whatever you know about the tax account, lien, or payoff. You can call before you have every notice or balance.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
A lien is a legal claim that can affect a property or the money due at closing. A payoff is the current amount and instructions a creditor or tax office provides to settle an obligation. An older bill or statement is a starting point; ask the office or creditor for the current figure and release instructions.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The title company checks ownership and recorded claims for the sale. The office or creditor holding a claim confirms its balance and payment or release instructions. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from transfer taxes and other closing costs.
Start with the address and parcel number if you have it. A property-tax bill or notice, mortgage or creditor payoff statement, lien or court paper, case number, deed, or sale notice can help identify the next question. The office or creditor named on a notice confirms its current balance and instructions; the title company checks the records that affect the sale. Bring what you have, even if it is incomplete. You can call before you have everything assembled.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Wheeling address, what you know about the house, and the notice or payoff question. You do not have to work out the balance before you call.
We review the house as it stands and put the proposed offer and terms in writing before you decide whether to proceed.
If you choose to proceed, the title company checks ownership and the records needed for the transaction. The creditor or county office confirms current payoff and release instructions for its account.
Review the written closing figures, including the sale price, confirmed payoffs, and other settlement items, with the title company before closing.
Written offer and written terms before you commit; title-company closing.
Wheeling properties can be in Ohio County or Marshall County. Confirm the county for the property address before looking up a record or asking about a tax account. A delinquent property-tax matter and a mortgage foreclosure are different processes, with separate notices and deadlines. Follow the current notice and contact the office or creditor named there; a mortgage deed-of-trust sale is covered on our Wheeling foreclosure page.
Start with this official county office for Ohio County record questions. A recorded record is not the same as a current creditor payoff; the title company and the creditor or tax office confirm the figures and instructions for the sale.
Start with this official county office for Marshall County record questions. For a tax balance or sale notice, use the current bill or notice and contact the office it names to confirm the account and dates.
For an Ohio County property-tax account question, use the county office’s official information and the current bill or notice. Ask the office to confirm the balance and any sale status or dates that apply to the property.
West Virginia charges an excise tax when title to real estate is transferred. The statute sets a county excise tax of $1.10 per $500 of value, plus an additional county excise tax of 55 cents per $500; the county commission may raise that additional tax rate. Each $500 or fraction counts, and the statutory value includes liens the buyer takes over. The county clerk also collects a $20 Affordable Housing Fund fee before recording. The law generally places the tax on the seller unless the buyer accepts the deed without it being paid. Confirm the amount and responsibility for this property in the closing figures.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax.
Read West Virginia Code § 11-22-2, including the rates and recording fee →
Read West Virginia Code § 11-22-1, including the definition of value →
The transfer-tax promise does not pay a mortgage balance, liens, back taxes, or your share of current property taxes. For the separate mortgage deed-of-trust process, see West Virginia Code Chapter 38, Article 1.
Use the Wheeling home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Here's what sellers have said about working with us.
“Howard worked at Home Savings Bank for twenty-eight years. When he retired, we talked about downsizing for two years before we actually did it. The property tax on our Canfield Road house was $3,800 a year, and with both of us on fixed incomes that added up. USA Home Buyers closed in seven days. We're in a smaller place in Boardman with half the maintenance.”
“I got behind on payments after losing my warehouse job. The lender filed in Mahoning County Common Pleas Court and I didn't know what to do. USA Home Buyers explained the Ohio judicial foreclosure timeline, made a written offer the next morning, and we closed before the case moved to summary judgment. I walked away with money instead of losing everything.”
“The house on Michigan Avenue had been in Clara's family since 1951. When the waterline under the street broke, water backed up through the foundation and we had standing water in the basement for four days. Mold, foundation damage, HVAC destroyed. We're both past seventy and we couldn't put $40,000 into a house we'd been thinking about leaving anyway. Closed in ten days.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Wheeling, West Virginia, including the Ohio County and Marshall County portions of the market. The current balance and payoff instructions are checked for the sale.
No. Start with the property address and whatever tax bill, notice, payoff statement, lien record, or creditor information you have. The office or creditor named on the record confirms its current balance and instructions; the title company checks the records that affect the sale.
No. A delinquent-property-tax matter and a mortgage foreclosure are separate processes with separate records and deadlines. Follow the current notice for the matter it names and confirm the status with the office, lender, trustee, or court named there. A mortgage deed-of-trust sale is covered on the Wheeling foreclosure page.
West Virginia charges a real estate transfer excise tax and an additional county excise tax. The county rate and transaction details affect the figures. When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk through the house and the information you have, review the property as-is, and put proposed offer terms in writing before you decide. If you choose to proceed, the title company checks ownership and the claims affecting the sale, confirms closing figures with the relevant office or creditor, and handles the title-company closing.
Call 888-274-5006 or use the form above. Start with the Wheeling address and whatever tax, lien, or payoff information you have.