Cash Offer
Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs.
Wheeling, WV · Ohio and Marshall Counties · How it works
How Selling Your Wheeling House to Us Works
USA Home Buyers buys houses as-is in Wheeling, Ohio County, and Marshall County, West Virginia. Start with the address and what you know about the house; you can contact us before every property question is settled.
Call USA Home Buyers at 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what is going on.
Seller reviews
Read homeowner reviews
See what sellers say about working with us
Start with what you know
Tell us what is going on with the house
Share the address, condition, who lives there, access, repairs, and the timing you are considering. Mention an estate, payoff, lien, tax account, or notice if it is part of the situation. You can start with the information you have.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Prefer to talk first?
Call 888-274-5006. You do not need every document or property detail ready before the first conversation.
From first conversation to settlement
The Wheeling sale, step by step
Step 1: Tell us about the house
Start with the property address, its condition, who occupies it, access, and your timing. If an estate, tenant, code notice, foreclosure notice, payoff, lien, or tax question is involved, tell us what you know. You do not have to settle each issue before you call.
Step 2: Talk through the property and the choices
We talk about the house as it is, including repairs, access, occupancy, and timing. You can compare a direct sale with listing or another path. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, authority, and payoffs
If you choose to proceed, the title company reviews the deed and closing file, including who needs to sign, mortgage payoff instructions, liens, and tax items. A lien is a claim against the property, often connected to a debt. If an estate or court matter affects who can sign, the documents and the professional handling that matter help identify what still needs to be confirmed.
Step 5: Review the settlement sheet and close
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
EZ Sale
EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
Local records and closing details
Check the county for the property address
Wheeling properties can be in Ohio County or Marshall County. The county tells you which clerk’s records to check for a deed or estate filing. A recorded lien is not necessarily the current payoff amount; the title company and the creditor or tax office confirm the figures and instructions for this sale. You can start talking with us while those details are being sorted out.
Ohio County Clerk’s Office ↗
For a property in Ohio County, use the Clerk’s Office for county deed and estate-record questions.
Marshall County Clerk’s Office ↗
For a property in Marshall County, use the Clerk’s Office for county deed and estate-record questions.
Closing numbers
What appears on the settlement sheet
The settlement sheet shows how the sale price is applied to the payoff, liens, taxes, and closing costs that apply to the property, along with the amount scheduled for you. The title company confirms the final figures. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
West Virginia charges an excise tax when real-estate title transfers. The first county excise tax is $1.10 per $500 of value; an additional county excise tax starts at $0.55 per $500, and the county commission may raise that additional rate to as much as $1.65 per $500. Each $500 or fraction counts, and taxable value includes liens the buyer takes over. The county clerk also collects a $20 Affordable Housing Fund fee before recording. State law generally makes the seller responsible for the excise tax unless the buyer accepts the deed without it being paid. The actual additional rate depends on the property’s county.
When you sell to us, we pay the closing costs.
That closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.
- West Virginia Code § 11-22-2: excise-tax rates, recording fee, and payment →
- West Virginia Code § 11-22-1: taxable value and excluded transfers →
To compare estimated listing proceeds with an as-is sale, use the Wheeling home-sale net-proceeds calculator.
If something gets difficult
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Wheeling process questions
Can I call before every question about the house is settled?
Yes. Start with the address and what you know about condition, occupancy, access, and timing. You can begin the conversation while estate, payoff, lien, tax, or title questions are still being sorted out.
Do I need to repair, clean, or clear out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
Who checks the deed, signing authority, liens, and payoff?
If you choose to proceed, the title company reviews the closing file, including the deed, who needs to sign, mortgage payoff instructions, liens, and tax items. A lien is a recorded claim against the property, often connected to a debt. The creditor or tax office confirms the current amount owed.
How do I review the settlement figures?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays the West Virginia transfer excise taxes when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Ready to talk through your Wheeling house?
Call USA Home Buyers at 888-274-5006 or start with the property facts you have. The address is enough to begin.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what is going on.