How liens are paid at closing
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or tax office confirms the current payoff amount and instructions. We work with the title company to review title and payoff details as the sale moves forward.
No fees. No agent commissions when you sell to us.
Records and the next step
Call with the address and any tax bill, lien notice, lender statement, or payoff letter you already have. You can call before you have everything. The County's real-estate search can help you find property and tax information; the creditor or tax office confirms the current payoff.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or use the form. Tell us the property address and what you know about the notice or payoff.
- We talk through the house and work with the title company on title and payoff details.
- You get a written offer and written terms before you commit, and we close through a title company.
- Close as fast as 7 days when title and closing details allow.
St. Louis County tax questions and Missouri recording costs
A delinquent-property-tax sale is separate from a mortgage trustee sale. For St. Louis County property-tax bills and payment questions, contact the County Collector of Revenue. A mortgage trustee-sale notice has its own date and process; read our Wildwood foreclosure information or call us with the notice.
Missouri's Constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. A deed has a $5 recording fee for its first page and $3 for each additional page, plus per-document fees set by state law. The title company or closing professional confirms the exact recording charges. Missouri Constitution, Article X, Section 25, deed-recording fee, recorder user fee, and additional recording fee.
St. Louis County offices for property records and taxes
St. Louis County Collector of Revenue
Contact the Collector about county property-tax bills and payment questions.
St. Louis County Revenue and Assessment
Use the County portal for real-estate searches, tax-rate information, and property-tax payments.
St. Louis County Recorder of Deeds
Ask about recorded deeds, mortgages, and other land documents.
Compare possible sale proceeds
Use the Wildwood home-sale net proceeds calculator to compare a possible listing with a direct sale. You can adjust the payoff and other estimates to fit the house.
Open the Wildwood home-sale net proceeds calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Just wanted to say, taxes were 3 years behind on my house... county was going to auction it... they bought it, paid the taxes at closing, gave me the rest... Thanks...”
Questions about property liens and back taxes in Wildwood, MO
Can I sell my Wildwood house with back taxes or liens before paying them?
Yes. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Call with the property address and whatever notice or payoff information you have; you can start before you have every record.
Who confirms a lien or property-tax payoff?
The lender, creditor, or tax office confirms its current balance and payoff instructions. We work with the title company on title and payoff details as the sale moves forward.
Can I call before I have all the paperwork?
Yes. Call with the property address and any tax bill, lien notice, lender statement, or payoff letter you have. You can start before you have every record.
Is a property-tax sale the same as a mortgage trustee sale?
No. A delinquent-property-tax sale and a mortgage trustee sale are separate processes. St. Louis County property-tax bill and payment questions go to the Collector of Revenue. For Missouri trustee-sale notices, see our Wildwood foreclosure page or call us with the notice.
What if the payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
How soon can a sale close?
Close as fast as 7 days when title and closing details allow.
Talk through the property
Call 888-274-5006 or use the form above with the address and whatever notice or payoff information you have.