York, PA › Foreclosure
Can I Sell My York House Before a Sheriff's Sale?
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Yes. We buy houses in York and York County, Pennsylvania, as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Selling is another option when mortgage payments are behind. Call us with or without a notice; we'll talk through what you've received and how much time you have.
You can call us or use the form. You don't need to have every paper sorted out before you contact us.
📞 Call 888-274-5006 — We Answer 24/7How we help you work toward closing
You get a written offer and written terms before you commit, and we close through a title company. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. If you want to move ahead, we work with the title company on the mortgage payoff, liens, and closing details. Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs. When you sell to us, we pay the transfer tax. No agent commissions when you sell to us. No fees. Your mortgage payoff and share of current property taxes are separate.
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think. We ask for a postponement using the agreement of sale; signing it does not change the sheriff's sale date by itself. (Pa.R.C.P. 3121.)
Which sale is involved?
Mortgage foreclosure
A mortgage foreclosure is a court case that may lead to a York County sheriff's sale. For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program. Selling is another option. Call us any time to talk it through. (Act 91; PHFA HEMAP guidance.)
York County tax sale
A tax sale is a separate county process for unpaid property taxes, and the county's notice gives the sale date. If a sale closes before that date, delinquent taxes may be paid from the proceeds if enough remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. (Real Estate Tax Sale Law, §§601–603.)
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. We'll look at the payoff with you.
What happens next
- Call us or use the form to tell us about the York property and what notice you received. If you don't have every paper, call anyway.
- We review the house as-is and give you a written offer and written terms before you commit.
- If you want to move ahead, we work with the title company on ownership, payoff figures, liens, and settlement details.
- We work toward closing with the mortgage or tax-sale date in view.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
York County sale and assistance information
- York County Real Estate Sheriff Sales — county sale information.
- York County live property-sales listing — posted property listings and scheduled dates.
- York County Assessment & Tax Claim Office — county tax-claim office.
- York County tax-sale information — tax-sale process and notices.
Questions about foreclosure in York County
Can I sell before a York County sheriff's sale?
Call us with the sale date. We can review the agreement of sale with you and use it to ask for a postponement while we work toward closing.
Is a mortgage foreclosure the same as a York County tax sale?
No. A mortgage foreclosure is a lender case that may lead to a sheriff’s sale. A tax sale is a separate county process for unpaid property taxes, with its date stated in the county notice. A sale agreement alone does not resolve a tax claim.
Do I need to pay back taxes or liens before we settle?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A separate tax-sale notice still has its own date and process.
What happens after I contact you?
We review the property and give you a written offer and terms before you decide whether to commit. If you choose to move ahead, we work with a title company on ownership, payoff, liens, and the closing.
York, PA market overview · York, PA home seller guide
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We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.