Hamilton County Auditor ↗
Use the Auditor’s transfer-fee information as a local starting point. The title company confirms the figures that apply to your sale.
Cincinnati, OH · Hamilton County · How the process works
How Selling Your Cincinnati House to Us Works
Tell us about the house
USA Home Buyers buys houses as-is in Cincinnati, Ohio and Hamilton County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address, condition, occupancy, access, and timing you know. You can call before every property question is settled. If an estate, mortgage payoff, lien, tax notice, or court issue is part of the situation, mention what you know so far.
Prefer to talk first? Call 888-274-5006.
Start with the property details
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Seller reviews
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See what sellers say about working with us
We'll give you a written cash offer within 24 hours.
From first conversation to closing
The sale, step by step
Talk through the property
We ask about the address, condition, occupancy, access, ownership questions, and timing. Start with what you know; you do not need every document or answer before the first conversation.
Review the house and written terms
We talk through the property and the sale choices. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and conditions before you decide.
Check title, authority, and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. Bring any statements, notices, or estate papers you have.
Decide whether to sign and close
Read the final papers through the title-company closing process. You choose whether to proceed after reviewing the written terms and settlement figures.
When you sell to USA Home Buyers: You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written numbers and estimated net proceeds after costs with the calculator. You can adjust its estimates for your situation.
Cincinnati Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Cincinnati and Hamilton County details
Local records for the sale
These Hamilton County offices can help locate the record or court information you need. The title company checks what applies to this property and sale. Keep current deeds, tax information, payoff statements, liens, and estate or court papers together when you have them.
Hamilton County Recorder ↗
The Recorder is the county source for recorded deeds and other land documents. The title company checks which records affect this transfer.
Hamilton County Probate Court ↗
For an estate property, use the court’s estate-administration forms and records. Keep the papers you have for the title review of who can sign.
Ohio closing figures
Review the settlement sheet and conveyance fee
The settlement sheet breaks down the price, mortgage and other payoffs, liens, taxes, costs, and the amount scheduled to be paid out. Ask about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Ohio charges a conveyance fee when a house sells. State law sets a required $1 per $1,000 of the sale price, and the county may add up to $3 per $1,000 (Ohio Rev. Code §§319.54 and 322.02). Ohio law assigns the fee to the seller. When you sell to us, we pay it. For a Cincinnati property, check Hamilton County Auditor information and the title company’s settlement figures for the amount that applies.
Ohio Rev. Code §319.54 ↗Ohio Rev. Code §322.02 ↗Hamilton County Auditor conveyance-fee information ↗
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Questions and next steps
Cincinnati seller pages and planning tools
Open the page that matches your next question. These situation pages cover Cincinnati and Hamilton County, Ohio.
Cincinnati sale-process questions
Can I start the conversation before every property question is settled?
Yes. Call or send the Cincinnati address and what you know so far. Ownership, access, occupancy, payoff, tax, or timing questions can still be sorted out.
Do I need to repair, clean, or empty the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after the first conversation?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and conditions before deciding whether to proceed.
How do the Cash Offer and EZ Sale choices differ?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who checks title, payoffs, liens, and signing authority?
The title company checks ownership and who can sign, then reviews mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money.
What is Ohio’s conveyance fee?
Ohio charges a conveyance fee when a house sells. State law sets $1 per $1,000 of the sale price, and a county may add up to $3 per $1,000 (Ohio Rev. Code §§319.54 and 322.02). Ohio law assigns the fee to the seller. When you sell to us, we pay it.
How will I review the closing figures?
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Ready to talk through your Cincinnati house?
Call 888-274-5006 or start with the address, condition, occupancy, and timing in the form above. Questions before documents are ready are welcome.
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