Dyersburg, TN · Dyer County · How it works
How Selling Your Dyersburg House to Us Works
1. Tell us about the house
USA Home Buyers buys houses in Dyersburg and throughout Dyer County, Tennessee. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address and what you know about the house, its condition, who lives there, access, and timing. You can start the conversation before every property question is settled.
We answer 24/7 at 888-274-5006.
Get Cash Offer2. The sale, step by step
From the first conversation to settlement
Talk through the house and situation
Tell us what you know about the Dyersburg house, its condition, who lives there, access, and timing. You can raise an estate, tenant, payoff, lien, tax, or move-date question even if you do not have every answer yet.
Review the house and sale choices
We talk through the house as it sits and what you want from the sale. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can also compare selling to us with listing, repairs, waiting, or another option.
Read the written offer and terms
We give written cash offers in 24 hours. We provide the price, responsibilities, possession, timing, costs, and property-specific terms in writing before you commit. You decide whether to proceed, compare another option, or stop before signing.
Work through title and payoffs
If you choose to proceed, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. We close through a title company, which confirms the final closing figures.
Review the settlement sheet and close
You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
4. Useful local details
A broad market reference, not a price for one house
The current typical home value is $169,088 (As of September 2026; Zillow typical home value for Dyersburg, TN). This is broad market context, not a value estimate for your particular house or an offer.
5. Closing numbers
Review the settlement sheet and Tennessee transfer tax
The settlement sheet shows the sale price, payoffs, liens, taxes, other entries, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Tennessee charges realty transfer tax when the deed is recorded. The rate is 37 cents for each $100 of the price paid or the property's value, whichever is greater. State law makes the buyer responsible for the tax, and the county register of deeds collects it for the state.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Dyersburg guidance for your situation
If an estate, foreclosure notice, tenant, code issue, fire damage, or divorce affects the next steps, open the guidance for that situation:
- Inherited property →
- Foreclosure questions →
- Selling during a divorce →
- Tenant-occupied house →
- Code violations →
- Fire-damaged property →
- Dyersburg home-sale net-proceeds calculator →
Call 888-274-5006 or use the form above. You can start with the address and what you know about the house.
Get Cash OfferDyersburg selling-process questions
Can I start before every question about my Dyersburg house is settled?
Yes. Start with the Dyersburg address and what you know about the house, its condition, who lives there, access, and timing. You can bring up open questions in the first conversation.
What happens before I decide whether to sell?
We give written cash offers in 24 hours. We provide the written offer and terms before you commit. If you choose to proceed, we close through a title company.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
What is Tennessee's realty transfer tax on a house sale?
Tennessee charges realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. By law, the buyer pays it, and the county register of deeds collects it for the state. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.
How are the final settlement figures reviewed?
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Talk with us about your Dyersburg house
Call 888-274-5006 or start with the address and what you know in the form above.
Tell us about the house