City of Escanaba, Michigan · Delta County · How it works
How Selling Your Escanaba House to Us Works
USA Home Buyers buys houses as-is in the City of Escanaba and Delta County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can start the conversation before every property question is settled. Tell us what you know about the address, condition, occupancy, and timing.
Questions before you have every detail? Call 888-274-5006.
Tell us about the houseFrom first conversation to settlement
The Escanaba sale, step by step
Tell us about the house
Start with the address and what you know about the house, who lives there, access, and timing. You can start the conversation before every property question is settled. If a payoff, lien, tax notice, estate, tenant, repair, or deadline is part of the situation, tell us what you know.
Talk through the property
We ask practical questions about the house, its condition, access, occupancy, ownership, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written cash offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed, compare another path, or stop before signing.
Work through title, authority, and payoffs
The title company checks ownership and who can sign, requests mortgage payoff information, reviews recorded liens and tax information, and prepares the closing file. If an estate or court matter is involved, the documents and authority for that property still need to be confirmed.
Review the settlement sheet
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Choose whether to close
If you choose to proceed, the closing is through a title company. You're going to get a fair price and not have to do anything. Just show up at settlement.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
Compare the written Cash Offer and EZ Sale terms. You choose the path that works for your house and situation.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Escanaba, MI calculator →
Questions about the two options? Call 888-274-5006.
Local detail that can affect the steps
Confirm the property's municipality
Delta County's municipality list names the City of Escanaba, Escanaba Township, and the City of Gladstone separately. Confirm the municipality for the property address when a local office or rule may affect the sale; the countywide list is not a parcel-boundary determination. Delta County municipality list ↗
Closing numbers
See how the settlement figures add up
The settlement sheet lays out the sale price, payoffs, liens, taxes, closing costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
For an ordinary taxable sale, Michigan's state real estate transfer tax is $3.75 for each $500 of the property's value at sale, or part of $500. The county transfer tax is generally another 55 cents for each $500, or part. At that 55-cent county rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 in total. State and county exemptions are separate, so the property's county, sale value, and any exemption need to be checked for the actual sale.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.
Compare possible Escanaba net proceeds with the calculator →
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find the next answer for your situation
Escanaba process questions
Can I start before every property question is settled?
Yes. Start with the address and what you know about the house, who lives there, and your timing. You can tell us which details are still unclear.
Do I need to repair, clean, or clear out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after I receive the written offer?
You get a written offer and written terms before you commit, and we close through a title company. The title company then checks the property and closing records that apply. If you choose to proceed, it handles the title-company closing.
How are the settlement figures reviewed?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
What Michigan transfer taxes apply to a house sale?
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property value at sale, or part of $500. County transfer tax is generally another 55 cents for each $500, or part. State and county exemptions are separate, so the county, sale value, and any exemption need to be checked for the actual sale.
What closing costs do you pay?
When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Are Escanaba and Escanaba Township the same place?
Delta County lists the City of Escanaba, Escanaba Township, and City of Gladstone separately. Confirm the municipality for the property address; the countywide list is not a parcel-boundary determination.
Talk through your Escanaba house
Call 888-274-5006 or start with the address and what you know about the property. You do not have to settle every question before the conversation.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.