Farmington, NM · How the process works
How Selling Your Farmington House to Us Works
We buy houses as-is in Farmington and San Juan County. You can start the conversation before every property question is settled. Tell us what you know, and we will talk through the next steps and written options.
Want to talk first? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Tell us about the house
USA Home Buyers buys houses as-is in Farmington, New Mexico and San Juan County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know about condition, occupancy, access, ownership, and timing. You can call before every property question is settled.
Talk through the property and your options
We talk through the house as it stands, including repairs, access, who lives there, ownership, and timing. Share what is settled and what still needs checking; you do not need every answer before the first conversation.
Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions before deciding whether to proceed.
Let the title company check title and payoffs
If you choose to move forward, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Keep any statements or notices you have available so the questions and amounts for this property can be checked.
Review the settlement sheet and close
The settlement sheet lays out how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Farmington calculator →
Questions about the two options? Call 888-274-5006.
Farmington and San Juan County
Where county records and recording fees fit
Farmington city is in San Juan County. The title company checks which records and documents apply to your sale. For a particular property, verify the legal jurisdiction using its actual address. The City cautions that its map data should not be relied on to establish legal title or boundary lines.
New Mexico county clerks generally charge $25 to record a document with up to ten index entries, plus another $25 for each additional block of up to ten entries. That is a recording fee, not a percentage of the sale price. The County Clerk or closing company can confirm the current procedure for the document being recorded.
- New Mexico county officials directory, including San Juan County ↗
- New Mexico recording-fee statute, NMSA §14-8-15 ↗
- City of Farmington maps and mapping notice ↗
Find San Juan County property-record and office starting points →
Before settlement
Review the closing numbers
The settlement sheet shows the sale price, payoffs, liens, taxes, costs, and amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes remain separate amounts settled at closing.
Compare possible Farmington sale proceeds with the calculator →
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
More help for a specific situation
Questions about selling to us in Farmington
Can I call before every property question is settled?
Yes. Start with the address and what you know about the house, its condition, who occupies it, access, and your timing. You can talk through open questions as the property is reviewed.
Do you buy houses as-is in Farmington and San Juan County?
Yes. USA Home Buyers buys houses as-is in Farmington, New Mexico and San Juan County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What will I see before I decide?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Who pays closing costs, and what remains separate?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes remain separate amounts settled at closing.
Which county handles Farmington property records?
Farmington city is in San Juan County, New Mexico. For a particular property, verify its legal jurisdiction using the actual address; the City of Farmington says its map data should not be relied on to establish legal title or boundary lines.
Ready to talk about your Farmington house?
Call 888-274-5006 or use the form above. Start with the address and what you know about the house.