Houston, TX · How the process works

How Selling Your Houston House to Us Works

USA Home Buyers buys houses in Houston, Texas and across Harris, Fort Bend, Montgomery, and Waller Counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call or use the form before every property question is settled.

Questions before you have all the details? Call 888-274-5006.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address and what you know. You can start before every property question is settled.

From the first conversation to settlement

The sale, step by step

Step 1: Tell us about the house
Start with the Houston address, the condition, who is living there, access, and the timing you are considering. Share what you know about an estate, tenant, payoff, lien, tax balance, or notice. You can begin before every property question is settled.
Step 2: Talk through the property and the choices
We discuss the house as it stands, including repairs, occupancy, access, ownership, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can compare a direct sale with listing, repairing, or another option that fits the property and your plans.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, authority, and payoffs
The title company checks ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation. The property’s county matters for recording; the local details below explain why a Houston address alone may not identify it.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you choose to proceed, the title company coordinates the closing and confirms the final numbers.

You're going to get a fair price and not have to do anything. Just show up at settlement.

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	None
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	Written offer and written terms before you commit; title-company closing.	Written offer and written terms before you commit; title-company closing.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Houston calculator →

Questions about the two options? Call 888-274-5006.

Houston and the four-county area

Confirm the county for the property

The City of Houston overlaps Harris, Fort Bend, Montgomery, and Waller Counties. “Houston” alone does not identify the county for a particular property, so check the parcel’s county before looking up its deed or recording details. This county distinction is based on Census TIGERweb City of Houston geometry ↗ and county geometry ↗.

Closing numbers

Review the deed and settlement figures

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership. The deed still needs to be signed before a notary and recorded with the county clerk. The recording fee is based on the deed’s pages, not the sale price; the title company can confirm the current charge for the property’s county. Texas Constitution, Article VIII, Section 29 ↗ · Texas Legislative Council explanation ↗.

The settlement sheet shows the price, mortgage payoffs, liens, taxes, other costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

When you sell to us, we pay the closing costs.

Your mortgage, liens, back taxes, and share of current property taxes are separate settlement figures.

When things get difficult

We keep working through the bumps

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Questions and contact

Find the next step for your Houston house

Call 888-274-5006 or use the form above. Start with the property address and what you know; you do not have to settle every question before talking with us.

For broad market context only, Zillow’s typical home value is a modeled measure, not a value for your address or a cash offer: $261,740 (As of August 2026; Zillow typical home value for Houston, TX).

Houston seller pages and tools

Questions about how a Houston sale works

Can I start before every property detail is settled?

Yes. Start with the address and what you know about the condition, occupancy, access, and timing. You can ask questions while other details are still being checked.

What will I see before deciding whether to sell?

We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.

Does Texas charge a real-estate transfer tax when I sell?

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership. The deed still needs to be signed before a notary and recorded with the county clerk.

Which county applies to a Houston property?

The City of Houston overlaps Harris, Fort Bend, Montgomery, and Waller Counties. The city name alone does not identify a particular property’s county; confirm the parcel county for its records and recording details.

Which amounts remain separate from closing costs?

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Ready to talk about your Houston house?

Call 888-274-5006 or use the form above. Questions before documents are ready are welcome.

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