Knoxville, TN · Knox County · How the sale works

How Selling Your Knoxville House to Us Works

USA Home Buyers buys houses as-is in Knoxville and Knox County. You can call or use the form before every property question is settled. Start with the address and what you know about the house.

Questions before you have all the details? Call 888-274-5006.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address and what you know so far. You can start before every property question is settled.

From the first conversation to settlement

The sale, step by step

Step 1: Tell us about the house
Start with the Knoxville address, condition, who lives there, access, and the timing you are considering. Tell us what you know about an estate, payoff, lien, tax balance, tenant, or notice. You can start the conversation before every property question is settled.
Step 2: Talk through the property and your choices
We ask about the house as it sits, including repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can talk through a sale to us, listing, or another choice that fits what you want to do.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, signing authority, and payoffs
The title company checks ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or another obligation. You can begin with what you know while the title company identifies which property documents are needed.
Step 5: Review the settlement sheet
It lays out how the sale money breaks down, including the price, payoffs, liens, taxes, and other costs. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Choose, sign, and close
If you decide to proceed, the title company coordinates the closing and confirms the final figures. You can ask about any line before signing.

You're going to get a fair price and not have to do anything. Just show up at settlement.

Two ways to sell to us

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	None
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	Written offer and written terms before you commit; title-company closing.	Written offer and written terms before you commit; title-company closing.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare estimated proceeds with the Knoxville home-sale net-proceeds calculator →

Knoxville and Knox County details

City and county questions can be different

Knox County identifies Knoxville as the county seat and says the City and County are separate governments with different officials and services. It also says residents inside Knoxville city limits pay both City and County taxes. That does not determine a particular property's jurisdiction or tax bill, so check the parcel and have the title company confirm the figures for the sale. Read Knox County's government information ↗

Closing numbers

Read the settlement figures

The settlement sheet shows the sale price, mortgage payoff, liens, taxes, other costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

Tennessee charges a realty transfer tax when the deed is recorded. The state rate is 37 cents for each $100 of the price paid or the property's value, whichever is greater. State law makes the buyer responsible for this tax, and the county register of deeds collects it for the state. See the Tennessee Department of Revenue's recordation-tax information ↗

When you sell to us, we pay the closing costs.

Your mortgage, liens, back taxes, and share of current property taxes remain separate settlement items.

When things get difficult

We keep working through the bumps

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Questions and contact

Find the next step for your Knoxville house

Call 888-274-5006 or use the form at the top of this page. You can start with what you know before every property question is settled.

Knoxville home-selling overview →

Questions about selling a Knoxville house

Can I start before every property question is settled?

Yes. Call 888-274-5006 or use the form with the Knoxville address and what you know so far. You can tell us which details about the house, a payoff, lien, or estate are still unknown.

What does selling as-is mean?

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

How do the Cash Offer and EZ Sale options differ?

What will I see on the settlement sheet?

It shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

Who checks the title and mortgage payoff?

The title company checks ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or another obligation.

Do Knoxville and Knox County handle the same local matters?

No. Knoxville and Knox County are separate governments with different officials and services. Knox County says residents inside Knoxville city limits pay both City and County taxes; check the actual parcel for the jurisdiction and figures that apply.