Putnam, Windham County, Connecticut · How it works
How Selling Your Putnam House to Us Works
USA Home Buyers buys houses in Putnam and Windham County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what is going on; you do not need every property question settled before the first conversation.
Questions before documents are ready? Call 888-274-5006.
Tell us about the houseStart with what you know
Tell us what is going on with the house
We will ask about the address, condition, who lives there, access, and the timing you have in mind. If repairs, an estate, tenants, a payoff, a lien, back taxes, or a deadline are part of the situation, we can talk it through even when some answers are still unknown.
We are USA Home Buyers. We review Putnam houses as-is and talk through the property before you decide whether a direct sale fits.
We give written cash offers in 24 hours.
Start with what you know about the Putnam property; we can fill in details as we talk.
From first conversation to settlement
The Putnam sale, step by step
1. Talk through the property
We ask practical questions about the house, repairs, who lives there, access, ownership, and timing. You can begin with the facts you have; you do not have to wait until every detail is settled.
2. Get the offer and written terms
We give written cash offers in 24 hours. We put the offer and its terms in writing for you to review before you decide whether to proceed. If you do, a title company handles the closing.
3. Title and payoff work
We review who owns the house, mortgage payoffs, who lives there, and who can sign. The title company checks the deed, liens, taxes, and documents needed for closing. If an estate, tenant, or court deadline affects the sale, we talk through how it fits into closing.
4. Review the settlement figures
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
5. Decide and close
You decide whether to proceed. You're going to get a fair price and not have to do anything. Just show up at settlement. If you proceed, the title company coordinates the closing documents and payment instructions. Close as fast as 7 days when title and closing details allow.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Putnam calculator →
Questions about the two options? Call 888-274-5006.
Useful local details
Putnam land records
Putnam's Town Clerk maintains land records. We work with the title company to review the records needed for your closing.
Closing numbers
Review the settlement sheet and Connecticut conveyance taxes
The settlement sheet shows the sale price, mortgage and other payoffs, liens, taxes, costs, and the amount scheduled for you. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from closing costs.
Connecticut charges a real estate conveyance tax when the deed is recorded for a sale price of $2,000 or more. For a home, the state tax is 0.75% on the price up to $800,000, 1.25% on the part from $800,000 to $2.5 million, and 2.25% on the part above $2.5 million. Each town receives a 0.25% municipal tax; a limited group of eligible towns may add up to another 0.25%. The exact amount depends on the applicable town rate and sale facts, and the title company confirms the closing figures.
When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes.
No agent commissions when you sell to us. No fees.
For the state rules, see Connecticut General Statutes §12-494 ↗ and Connecticut Department of Revenue Services conveyance-tax information ↗.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Putnam seller pages and planning tools
Call 888-274-5006 with a question, or use the form above. You can start before every property detail is settled.
Putnam process questions
What should I tell you about a Putnam house?
Start with the address, condition, who lives there, access, and the timing you are considering. You can start the conversation before every property question is settled; tell us what you know and what is still uncertain.
When will I get a written cash offer?
We give written cash offers in 24 hours.
Who checks title, payoffs, and signing authority?
The title company reviews the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. Estate or court questions may also need the appropriate court or attorney.
Who pays Connecticut conveyance taxes when I sell to you?
When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes. This does not pay your mortgage, liens, back taxes, or your share of current property taxes; those are separate settlement figures.
Ready to talk through your Putnam house?
Call 888-274-5006 or start with the property address, condition, occupancy, and timing in the form above. Questions before documents are ready are welcome.