Syracuse, NY · Onondaga County · How the sale works
How Selling Your Syracuse House to Us Works
USA Home Buyers buys houses as-is in Syracuse and Onondaga County. Start with the property address and what you know about the house; you can call before every detail is settled.
Questions before you have all the details? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house. Unknown details can be sorted out in the conversation.
From the first conversation to settlement
The Syracuse sale, step by step
Step 1: Tell us what you know about the house
USA Home Buyers buys houses as-is in Syracuse and Onondaga County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address, condition, who lives there, access, and the timing you have in mind. You can start the conversation before every property question is settled; tell us what is still unknown.
Step 2: Talk through the property and sale choices
We talk through the house as it sits, including repairs, occupancy, access, and timing. You do not need to repair or clean it out before asking us to review it. We explain which sale choices fit the situation so you can compare them with listing, waiting, or another path.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, authority, and payoffs
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money against the property. If an estate, tenant, notice, payoff, or lien is part of the situation, mention it early. You can start before every detail is known.
Step 5: Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Syracuse home-sale calculator →
Syracuse and Onondaga County details
Start with the property and the facts you have
Syracuse city is in Onondaga County. Estate authority, recorded liens, mortgage payoffs, and tax items depend on the particular property and paperwork; the title company reviews the deed, who can sign, and the documents needed for closing. If an inherited house, lien, tenant, or official deadline is part of the situation, mention it early. You can begin the conversation while questions are still being sorted out.
Before settlement
Review the settlement figures and New York transfer taxes
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price is more than $500. The seller normally pays this base tax, but the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax normally paid by the buyer applies to residential sales of $1 million or more. See the New York State Department of Taxation and Finance transfer-tax information.
When you sell to us, we pay the closing costs.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items, not paid by this closing-cost promise. The title company confirms which figures apply to the sale.
When things get difficult
We keep working toward the closing table
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions about selling a Syracuse house
Can I start before every property question is settled?
Yes. Start with the Syracuse address and what you know about condition, occupancy, access, and timing. Tell us which details are still unknown so we can identify what needs to be checked.
What are the Cash Offer and EZ Sale choices?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who reviews title, signing authority, and mortgage payoffs?
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. If an estate, tenant, official notice, or tax account is involved, mention it early so the right questions can be identified.
What happens to New York transfer taxes when I sell to you?
When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items.
Start with what you know about the house
Call 888-274-5006 or use the form above. You do not have to settle every property question before the first conversation.