Chicago, IL · About USA Home Buyers
About USA Home Buyers in Chicago, IL
National homebuyer with local market handling. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We serve Chicago and Cook County, Illinois.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and how we can reach you.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Our headquarters are in King of Prussia, PA. Chicago and Cook County are markets we serve.
Your written offer and closing
We'll give you a written cash offer within 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Chicago, IL calculator →
Questions about the two options? Call 888-274-5006.
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's town is shown. Nearby sellers are welcome.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“We had a grease fire in the kitchen that spread to the wall and the cabinet above the range before we got it out. Insurance gave us actual cash value — $19,000 on a kitchen that would cost $35,000 to rebuild. I wasn't going to fight that for six months. USA Home Buyers bought the house as-is in nine days.”
“I worked at the Amazon distribution center in Kenosha and took a medical leave for six months. Fell behind on payments, the bank filed in Kenosha County Circuit Court — Wisconsin judicial foreclosure. USA Home Buyers explained exactly where the timeline was and moved fast. Written offer in twenty-four hours, closed in eleven days. Foreclosure dismissed.”
“We owned our Lakeview property for twenty-six years and the property taxes hit $6,400 this year. Both retired, two incomes gone to one Social Security check. The house had too many stairs for my husband's knees anyway. USA Home Buyers gave us a fair number and closed in seven days. We moved to a one-floor condo in Waukegan.”
Chicago and Cook County resources
Use these Chicago-area pages to compare options, find local information, and read about common property situations.
Chicago, IL Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Questions about selling to us in Chicago
Do you buy houses as-is in Chicago and Cook County?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We serve Chicago and Cook County, Illinois.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
What happens before I decide whether to sell?
You receive a written offer and written terms before you commit; closing is through a title company.
How do you review the settlement sheet?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays the Illinois transfer taxes when I sell to you?
When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Do I need to travel to Chicago to sign or attend settlement?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Where is USA Home Buyers headquartered?
Our headquarters are in King of Prussia, PA. Chicago and Cook County are markets we serve.
Talk about your Chicago house
Want a written cash offer?
Call 888-274-5006 or send the property address through the form.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the best way to reach you.