Selmer, TN · McNairy County · About USA Home Buyers
About USA Home Buyers in Selmer, TN
We buy houses as-is in Selmer and McNairy County, Tennessee.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Want a written cash offer for a Selmer or McNairy County house? Call or send us the property address in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what is happening with the house.
Who we are
We give homeowners in Selmer and McNairy County a direct cash-offer option to compare with other ways to sell. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or use the form above to tell us about the property.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Your written offer and closing
We'll give you a written cash offer within 24 hours.
1. Tell us about the house
Share the address and what you know about the house, its condition, and the timing you are considering.
2. Review the written offer
Read the written offer and terms before you decide whether to continue.
3. Close through a title company
The title company handles the closing and confirms the final numbers.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Tennessee closing costs
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax.
Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Selmer, TN calculator →
Questions about the two options? Call 888-274-5006.
Company reviews
Read our Google reviews. Nearby sellers in McNairy County are welcome to contact us.
Local help in Selmer and McNairy County
Selmer is McNairy County's county seat. The Town and County handle different records; if a question depends on whether a property is within Town limits, confirm its address with the Town. The calculator can help you compare possible sale proceeds using your own assumptions.
Selmer, TN Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Selmer and McNairy County seller resources →Town of Selmer Building Inspector and Code Enforcement ↗McNairy County Property Assessor ↗McNairy County Trustee ↗McNairy County Register of Deeds ↗Questions about buying and closing
Do you buy houses as-is in Selmer and McNairy County?
Yes. USA Home Buyers buys houses as-is in Selmer and McNairy County, Tennessee. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
What do I receive before deciding whether to sell?
Written offer and written terms before you commit; title-company closing. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays the closing costs and Tennessee realty transfer tax?
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Can I sell from somewhere outside Tennessee?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Does a Selmer place name establish that a property is inside Town limits?
No. Selmer is McNairy County's county seat, but a place name or mailing address does not establish whether a particular parcel is inside the Town of Selmer. Confirm the address with the Town if a question depends on municipal limits.
Talk with us about a Selmer house
Call 888-274-5006 or share the property address and what is happening with the house.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is happening with the property.