Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Selmer, TN — Cash Offer in 24 Hours
We buy houses as-is in Selmer and McNairy County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Estimate what you could keep from a Selmer sale
See what you'd actually walk away with. We started with Zillow's typical home value: $162,980 (As of September 2026; Zillow typical home value for Selmer, TN). Source: Zillow Home Value Index. We also used Tennessee's realty transfer tax of 37 cents for each $100 of the price paid or the property's value, whichever is greater. Pick your home's condition, from light touch-ups to fire damage, and change any number.
Selmer, TN illustrative estimate
Selmer home sale calculator: what you'd actually put in your pocket
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Selmer, TN (As of September 2026): $162,980. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This is an estimate for local costs, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
You get a written offer and written terms before you commit, and we close through a title company.
Choose the question closest to yours
Selling a Selmer house when something has made it harder
Foreclosure
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Selmer calculator →
Questions about the two options? Call 888-274-5006.
Selmer market snapshot
Current market figures are useful context when you compare sale paths; they do not set an offer or the value of a particular house.
Prices, timing and your selling options
Home prices in Selmer
Homes in Selmer, TN sold for a median of $189,910 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Selmer, TN spent a median of 82 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.
Tennessee selling costs: the realty transfer tax
Tennessee charges a realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. For a $100,000 taxable basis, the tax is $370. State law makes the buyer responsible for it, and the county Register of Deeds collects it for the state. This is a Tennessee state tax. Read the Tennessee Department of Revenue's recordation-tax guidance →
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
What Selmer sellers should know
Check the town by the property address
Selmer is the McNairy County seat, but a Selmer place name or county-level orientation does not establish whether a parcel is inside the Town limits. Adamsville, Bethel Springs, Eastview, Michie, and Ramer are listed separately by the county as other local governments or places—not as Selmer neighborhoods. Check the exact address with the Town before relying on town permits, zoning, or property-maintenance rules.
Town of Selmer information → McNairy County city and town contacts →
Ask the Town about current code or maintenance notices
Selmer's online code index links building-code, property-maintenance, and zoning titles. The posted property-maintenance copy addresses overgrown or dirty lots and carries a 2008 change stamp; the linked building-code copy carries a 2011 stamp. Those older copies do not establish the current rule or whether it applies to a particular address. If you have a notice, ask the Building Inspector/Code Enforcement Office for the current text, the status of the notice, and any deadline.
Town municipal-code index → Building Inspector/Code Enforcement Office → Posted Title 12 building-code copy → Posted Title 13 property-maintenance copy →
County tax and deed records go to different offices
McNairy County identifies the Trustee as the collector of county property taxes and the Assessor as the contact for assessment and parcel-map questions. The Register of Deeds keeps recorded real-property instruments. A county directory or record search is a starting point, not a parcel-specific tax balance, title result, or signer decision; check the actual account or document with the office and title company handling it.
McNairy County Trustee → Property Assessor → Register of Deeds →
McNairy County says its county seat moved from Purdy to Selmer in 1891. Read the county history →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Who we are
Selmer is a market we serve.
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Useful Selmer and McNairy County offices
Town of Selmer Building Inspector/Code Enforcement Office
Town building, property-maintenance, permit, zoning, and code questions.
McNairy County Trustee
Collection of county property taxes and questions about a county tax account.
McNairy County Property Assessor
Assessment and parcel-map questions.
McNairy County Register of Deeds
Recorded real-property instruments, including deeds, deeds of trust, releases, liens, and plats.
McNairy County Chancery Court and Clerk & Master
A local court contact route for estate questions; the office does not determine a particular house’s signer or title from a directory listing.
McNairy County Circuit Court
County court contact information for questions tied to a specific notice or case.
Tennessee Department of Revenue
State guidance on recordation and realty transfer taxes.
Questions about selling a house in Selmer
Can I sell a Selmer house as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the house, who is living there, and the timing you need.
How much is Tennessee's realty transfer tax on a house sale?
Tennessee charges 37 cents for each $100 of the price paid or the property's value, whichever is greater, when the deed is recorded. If both are $100,000, the tax is $370. State law makes the buyer responsible for this tax. When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
How do I check whether a house is inside Selmer town limits?
A Selmer place name or county-level orientation does not establish that a parcel is inside the Town limits. Check the exact property address with the Town before relying on Selmer permits, zoning, or property-maintenance rules.
What should I do if I receive a Selmer code or property-maintenance notice?
Keep the notice and ask the Town Building Inspector/Code Enforcement Office what current rule, deadline, and property address it applies to. The online Title 13 copy addresses property maintenance and carries a 2008 change stamp, so confirm current text and any address-specific order with the Town. A sale does not make an existing property lien go away; include any notice or recorded lien in the title review.
Who handles McNairy County property-tax and parcel questions?
McNairy County identifies the Trustee as the collector of county property taxes and the Property Assessor as the contact for assessment and parcel-map questions. Check the actual parcel and account with the office handling that record.
Where can I ask about an inherited house in McNairy County?
The county lists Chancery Court and the Clerk & Master at the courthouse as a local contact route for estate questions. That directory does not determine the proper court, estate venue, title, or who may sign for a particular house; ask the closing or title company, or an attorney you choose, to review the estate papers.
What happens to insurance proceeds if you buy a fire-damaged house?
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Tell us about your Selmer house
Share the property address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
We'll give you a written cash offer within 24 hours.
Hablamos Español
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Nearby places and Selmer seller resources
McNairy County lists Adamsville, Bethel Springs, Eastview, Michie, and Ramer separately in its city and town contact directory. These are distinct local places, not Selmer neighborhoods; confirm the municipality for a property by its address. The county directory is a useful starting point for nearby local-government contacts.
McNairy County city and town contacts →
Selmer market reportSelmer and McNairy County placesSelmer seller FAQSelmer seller resources2026 Selmer home-selling guideHow the sale process worksSelmer seller reviewsAbout USA Home Buyers in Selmer
Market-value source
Local and state sources
- Town of Selmer information
- Town municipal-code index
- Selmer Building Inspector/Code Enforcement
- McNairy County city and town contacts
- McNairy County Trustee
- McNairy County Property Assessor
- McNairy County Register of Deeds
- McNairy County Chancery Court
- McNairy County Circuit Court
- Tennessee Department of Revenue recordation-tax guidance
- McNairy County history