Sell without cleanup, repairs, or hauling debris
A fire can leave damaged materials and debris behind. You do not have to clean out or repair the house to sell it to us. We buy the property as it stands, so you can compare an as-is sale without first arranging cleanup or hauling.
Insurance proceeds and mortgage requirements
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened, what access is available, and what questions you have about the house. We discuss the property and give you a written offer and written terms before you commit. If you choose to proceed, the sale closes through a title company.
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Local help with safety, permits, and repairs
If officials have restricted entry or the structure may be unsafe, stay out and follow the directions for that property. Check before entering or starting cleanup, repairs, or permit work.
For a property within the Town of Selmer, the Building Inspector/Code Enforcement office lists permit applications, zoning, and code resources. Call 731-645-3241 or visit the Town of Selmer Building Inspector/Code Enforcement page about address-specific instructions. A Selmer mailing address alone does not establish whether a parcel is inside Town limits.
Compare rebuilding with selling as-is
If you are weighing repairs against a sale, compare any insurer estimate, contractor bids, mortgage-servicer requirements, permit or access instructions, and the time and costs of keeping the property with the written sale terms. The right comparison depends on the actual house and your plans.
Use the calculator to compare estimated net proceeds with assumptions you can change, then consider those numbers alongside repair estimates and the written offer.
Compare possible Selmer sale proceeds with the calculator →Fire-Damaged House in Selmer — Common Questions
Can I sell a fire-damaged house in Selmer or McNairy County?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. Tell us what happened and what you know about access to the property.
Do I keep the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or start cleanup after a fire?
If officials have restricted entry or the structure may be unsafe, stay out and follow the directions for that property. Check with the responsible officials before entering or beginning cleanup, repairs, or permit work.
Who can answer Selmer permit or code questions after a fire?
For an address within the Town of Selmer, the Building Inspector/Code Enforcement page lists permit applications, zoning, and code resources and gives 731-645-3241 as the contact number. Ask the Town about the current requirements for the specific address; a Selmer mailing address alone does not establish whether a parcel is inside Town limits.
What happens after I ask about selling?
Tell us about the damage and access. We discuss the property, give you written offer terms before you commit, and close through a title company if you choose to proceed. We give written cash offers in 24 hours.