Questions About Selling a House in Selmer, TN

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work and what you know about the house before deciding which sale path fits.

• Selmer code notices and repair questions →
• Options for a fire-damaged house →

The sale price is not the amount you keep. Net proceeds are what remains after sale costs and amounts due. Use the calculator to compare your own assumptions instead of relying on a headline price.

• Use the Selmer home-sale net proceeds calculator →

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

• See the Cash Offer and EZ Sale comparison →

Tennessee charges a realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. By law, the buyer pays it, and the county Register of Deeds collects it for the state. When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes and share of current property taxes are separate.

• Tennessee Department of Revenue: recordation taxes →

Often, yes, if you close before the foreclosure sale. Many Tennessee home loans use a deed of trust. When it includes a power of sale, the trustee can sell the house at a public auction without a court case. Under the usual notice rules in effect since July 1, 2025, the sale notice must run at least two times in a newspaper published in the county. The first newspaper notice must be at least 20 days before the sale. The notice must also be posted online by a third-party internet posting company for at least 20 days in a row. The trustee must mail you a copy of the notice by registered or certified mail by the date of the first newspaper notice. Unless the loan papers forbid it, the sale can be postponed one or more times without a new newspaper notice. It must still happen within one year of the original date. Each new date must be announced at the scheduled sale. It must also be posted online, unless the delay is less than five days. If the sale is pushed back more than 30 days, the new date, time and place must be mailed to you at least 10 days before the sale. For a sale under a deed of trust or mortgage without a court judgment, Tennessee law gives a two-year right to redeem unless the deed of trust or mortgage expressly waives it. A court-ordered sale has different rules. That after-sale right is not extra time to close before the sale. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

• More about a Selmer foreclosure sale →
• Tennessee 2025 law on foreclosure-sale notices →
• Tennessee Secretary of State: third-party internet posting companies →

You can ask us to review the house before you have every balance figured out. A mortgage, lien, back taxes, and your share of current property taxes are separate from the closing costs we pay when you sell to us; the title company confirms the actual property-specific amounts and closing figures.

• More about property liens and payoff questions →

Start with the property address, what you know about its condition, who lives there, and the timing you are considering. If you have a payoff statement, lien notice, foreclosure notice, or other papers, keep them nearby. You can call before you have gathered everything.

• See how the Selmer offer process works →

No. Selmer is the McNairy County seat, but a place name or mailing address does not establish whether a particular parcel is inside the Town of Selmer. Check the property address with the Town when the question is about municipal services or town limits.

• Town of Selmer services →