Can I sell my Central Falls house without fixing it first?
Yes. When you sell to us, you do not need to repair, clean, or clear out the house first. You get a written offer and written terms before you commit, and we close through a title company. You can compare those terms with the work and costs involved in a listing or a sale by owner.
Which selling option fits your house?
List with an agent
An agent can market the house, arrange buyer visits, and help negotiate. Check the listing agreement for the services and compensation you choose. Add any preparation and the bills you carry while the house is for sale to your comparison.
Sell it yourself
You control the marketing and conversations with buyers. You can also choose help with pricing, paperwork, or closing. Compare that work and its costs with a direct offer.
A direct sale gives you another set of written terms to weigh. You get a written offer and written terms before you commit, and we close through a title company. Compare the Cash Offer and EZ Sale below with the listing or sale-by-owner plan you would use for this house.
Cash Offer or EZ Sale: compare the written numbers
Compare the written numbers, timing, and responsibilities for the Cash Offer and EZ Sale with your other choices.
No agent commissions when you sell to us.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Central Falls calculator →
Questions about the two options? Call 888-274-5006.
What Rhode Island costs should you compare?
Rhode Island charges a real estate conveyance tax when the deed is recorded. Since October 1, 2025, the rate is $3.75 for each $500 of the price, or any part of $500. The price includes any mortgage or lien that stays on the property. In 2026, a second tax at the same rate applies to the portion above $824,000; the threshold is adjusted for inflation each year. State law assigns the tax to the seller unless both sides agree otherwise. See R.I. Gen. Laws § 44-25-1, the Rhode Island Division of Taxation's rate update, and 2026 threshold update.
Your mortgage, liens, back taxes, and share of current property taxes are separate sale amounts. When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
What can you do now?
Tell us what needs work, whether anyone lives there, and when you are thinking of selling. We can talk through the property and the written options with you. Close as fast as 7 days when title and closing details allow.
Call 888-274-5006 with a question, or use the form above to ask about a cash offer. You can call while you are still comparing.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Common Central Falls as-is sale questions
What are my options for selling an as-is house in Central Falls?
You can list with an agent, sell the house yourself, or compare our Cash Offer and EZ Sale. You get a written offer and written terms before you commit, and we close through a title company.
What is Rhode Island's real estate conveyance tax?
Rhode Island charges $3.75 for each $500 of the price, or any part of $500, when the deed is recorded. In 2026, the same rate applies to the portion above $824,000. State law assigns the tax to the seller unless both sides agree otherwise. When you sell to us, we pay the closing costs.