Central Falls, RI · How the sale works
How Selling Your Central Falls House to Us Works
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Questions about the house? We answer 24/7 at 888-274-5006.
Tell us about the houseWe give written cash offers in 24 hours.
Share the address, condition, who lives there, and your timing. You can start while other questions are being sorted out.
From the first conversation to settlement
The Central Falls sale, step by step
Step 1: Tell us about the house
Start with the Central Falls address, what you know about the house, who lives there, and your timing. If there is an estate, loan payoff, lien, tax bill, or city notice, we can talk through that too. You can call before every detail is settled.
Step 2: Talk through the property and your choices
We ask about the house, its condition, access, occupancy, ownership, and timing. Then we talk through your choices, including a direct sale, EZ Sale, listing, or waiting. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
Step 3: Read the offer and terms before you decide
You get a written offer and written terms before you commit, and we close through a title company. Read the price, timing, possession, costs, and responsibilities, then choose whether to proceed.
Step 4: Work through title, signing authority, and payoffs
If you choose to move forward, the title company reviews the deed, who can sign, mortgage and lien payoffs, taxes, and the papers needed for closing. We talk through the house, your questions, and timing as the title work moves forward.
Step 5: Review the settlement sheet
Your settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Choose, sign, and close
You decide whether to sign and proceed. Close as fast as 7 days when title and closing details allow. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
No fees. No agent commissions when you sell to us.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Central Falls calculator →
Questions about the two options? Call 888-274-5006.
Central Falls and Providence County
Title, signing papers, and payoffs
Central Falls is in Providence County. When a sale moves ahead, the title company reviews the deed, who can sign, mortgage and lien payoffs, taxes, and the papers needed for closing. If an estate is involved, we can talk through the papers you have. If you need an estate attorney, we can help you find one.
Closing numbers
Your settlement sheet and Rhode Island conveyance tax
Your settlement sheet shows the sale price, any mortgage or lien payoffs, taxes, closing costs, and the amount scheduled for you. Back taxes and your share of current property taxes appear as separate items.
Rhode Island charges a real estate conveyance tax when a taxable deed is recorded. Since October 1, 2025, the rate is $3.75 for each $500 of the price, or any part of $500. The price includes any mortgage or lien that stays on the property. For 2026, a second tax at the same rate applies to the part of the price above $824,000; the threshold is adjusted for inflation each year. State law assigns the tax to the seller unless the parties agree otherwise.
When you sell to us, we pay the closing costs.
Read R.I. Gen. Laws § 44-25-1 ↗ for the tax and payment rule, § 44-25-2 ↗ for exemptions, and the Rhode Island Division of Taxation’s rate notice ↗ and 2026 threshold notice ↗.
When the process gets difficult
We keep working toward the closing table
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and contact
More help with a Central Falls sale
Read about the situation that fits your house or use the calculator to compare possible sale figures. You can call before every property question is settled.
Central Falls sale-process questions
Can I call before I have every detail about the house?
Yes. Start with the address, what you know about the house, who lives there, and your timing. We can talk while other questions are still being sorted out.
Do I have to accept an offer after I ask about selling?
No obligation. Read the written offer and terms before you decide whether to proceed.
Who checks the deed and signing authority?
The title company reviews the deed, who can sign, mortgage and lien payoffs, taxes, and the papers needed for closing. If the house is in an estate, the title company reviews the estate papers too.
Can you help if the house is part of an estate?
We can talk through the papers you have. If you need an estate attorney, we can help you find one.
Who pays Rhode Island’s real estate conveyance tax?
Rhode Island assigns the tax to the seller unless the parties agree otherwise. When you sell to us, we pay the closing costs.
How soon can we close?
Close as fast as 7 days when title and closing details allow.
Call 888-274-5006 or use the form above to talk through the house.