Central Falls, RI · Providence County Property liens
Can I Sell My Central Falls House With Liens or Back Taxes?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes, we buy Central Falls houses with liens or back taxes. You can call before you have every balance or record; we can start with the address and talk through what you know.
Call 888-274-5006 or tell us about the house in the form.
We give written cash offers in 24 hours.
Tell us the address and what you know about the lien, back taxes, payoff, or notice.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or tax office can confirm the current amount due. If you choose to sell to us, the title company works with them on payoff and release details. A mortgage statement, tax bill, lien notice, or payoff letter can help us understand what is going on.
You can call before you have every record. Start with the address and whatever you know about the bill, lien, or notice.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or use the form and tell us about the Central Falls house and the lien, tax bill, or notice.
- You get a written offer and written terms before you commit, and we close through a title company.
- If you want to move forward, we work with the title company on title and payoff details.
Close as fast as 7 days when title and closing details allow.
Rhode Island property-tax sales and conveyance tax
A property-tax sale is separate
A Rhode Island property-tax sale is a municipal process, separate from a mortgage foreclosure. Each has its own notices and sale dates. If you have a notice and are unsure which process it describes, call us and we’ll sort it out with you. Read Rhode Island’s municipal tax-sale law, Chapter 44-9.
Real estate conveyance tax
Rhode Island charges real estate conveyance tax on the deed when it is recorded. Since October 1, 2025, the rate is $3.75 for each $500 of the price, or any part of $500. The price includes a mortgage or lien that stays on the property. For 2026, a second tax at the same rate applies to the part of the price above $824,000; the threshold adjusts for inflation each year. State law assigns the tax to the seller unless the parties agree otherwise.
When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax.
R.I. Gen. Laws § 44-25-1: conveyance tax§ 44-25-2: exemptionsRhode Island Division of Taxation: rate effective October 1, 2025Rhode Island Division of Taxation: 2026 threshold
Central Falls city contact
For general city-government questions, RI.gov lists Central Falls City Hall at 580 Broad Street, Central Falls, RI 02863, and 401-727-7400. For a payoff amount, contact the lender, creditor, or tax office named on your bill or notice.
Compare possible sale proceeds
Use your own sale price, mortgage or lien payoff, taxes, and selling costs to compare possible net proceeds.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and contact
Call 888-274-5006 or use the form above. You can start with the address and call before you have every payoff record.
Central Falls lien and back-tax questions
Can I sell a Central Falls house with liens or back taxes?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes, we buy houses with back taxes and liens. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Do I need the payoff records before I call?
No. Start with the Central Falls address and what you know about the lien, tax bill, or notice. You can call before you have every record.
Who confirms the current lien or tax payoff?
The lender, creditor, or tax office can confirm the amount due. If you choose to sell to us, the title company works with them on payoff and release details.
What if the payoff is more than the house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Is a property-tax sale the same as a mortgage foreclosure?
No. A Rhode Island property-tax sale is a separate municipal process from a lender’s mortgage foreclosure, with its own notices and sale dates. If you are unsure which notice you have, call us — we’ll sort it out with you.
What is Rhode Island’s real estate conveyance tax?
Since October 1, 2025, Rhode Island charges $3.75 for each $500 of the price, or any part of $500. For 2026, a second tax at the same rate applies to the portion above $824,000; the threshold adjusts for inflation each year. State law assigns the tax to the seller unless the parties agree otherwise. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax.