What we take on after a fire
You can sell without cleaning up, making repairs, or hauling away debris first. Tell us what happened, and we'll talk through the house as it stands.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and we'll talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. No fees.
Local help after a fire
If fire or building officials have told you the house is unsafe or access is restricted, stay out. For general city questions, Central Falls City Hall is at 580 Broad Street; call 401-727-7400. Tell us what happened, and we can talk through the damage and your options.
RI.gov Central Falls municipal profile →Compare rebuilding with selling as-is
Compare the cleanup, repairs, and rebuilding costs and time you expect with your written sale terms. Use the home-sale calculator to explore what you might keep from a sale.
Compare Central Falls sale proceeds in the home-sale calculator →Questions and contact
Call while the house is still damaged and talk it through with us, or use the form below.
Questions about selling a fire-damaged Central Falls house
Can I sell a fire-damaged house in Central Falls as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to go inside or clean up after a fire?
If fire or building officials have told you the house is unsafe or access is restricted, stay out. You don't need to clean up, repair, or haul debris before selling to us.
Where can I get help with a Central Falls city question?
For general city questions, contact Central Falls City Hall at 580 Broad Street or 401-727-7400. If you are unsure who to contact about the property, tell us what happened and we can talk it through with you.
Who pays Rhode Island’s real estate conveyance tax when I sell to you?
When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
Talk with us about the house
Tell us what happened and what you know about the Central Falls property.
We give written cash offers in 24 hours.
Tell us about the property and the damage.