Central Falls City Hall
For a question about a city service, start with City Hall. RI.gov lists the address as 580 Broad Street and the city phone as 401-727-7400.
Central Falls, RI · Providence County · Seller questions
These answers cover what you may keep, repairs, written offers, costs, foreclosure, and where to find local help in Central Falls.
Have a question about your house? Call 888-274-5006 or use the form. You can start with what you know.
Share the address and the question you want to talk through. Start with what you know.
Money and choices
Repairs, selling costs, and the time you carry the house can change what remains. Compare possible sale paths in the calculator, then compare the written Cash Offer and EZ Sale numbers.
Compare possible Central Falls net proceeds →Compare Cash Offer and EZ Sale →
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Central Falls calculator →
Questions about the two options? Call 888-274-5006.
Repairs, listing costs, and the time you carry the house can change what remains. Your mortgage payoff, liens, back taxes, and share of current property taxes also affect what you keep. Use the calculator with numbers that fit your situation, then compare the written Cash Offer and EZ Sale numbers.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
We give written cash offers in 24 hours. Close as fast as 7 days when title and closing details allow.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Rhode Island charges its real estate conveyance tax when the deed is recorded. Since October 1, 2025, the rate is $3.75 for each $500 of the price, or any part of $500. The taxable price includes a mortgage or lien that stays on the property. In 2026, a home sold above $824,000 also pays the same rate on the portion above that amount; the threshold adjusts for inflation each year. State law assigns the tax to the seller unless the parties agree otherwise.
Often, yes, if the sale can close before the foreclosure sale. Rhode Island lenders can foreclose through a court case or under a power of sale in the mortgage. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Start with a question
Tell us what is happening with the house and what you know about its condition, who lives there, or your timing. We can talk through your question and the papers you have. Not sure? Call us — we'll sort it out with you.
Call 888-274-5006.
Local help
For a question about a city service, start with City Hall. RI.gov lists the address as 580 Broad Street and the city phone as 401-727-7400.
Read the state law and current tax notices about conveyance tax, or the state statutes about power-of-sale and court foreclosures.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
More detail
Call 888-274-5006 or return to the form above. You can start with the question on your mind.