Silver Spring, MD · Montgomery County / 2026 seller guide
USA Home Buyers buys houses as-is in Silver Spring and Montgomery County, Maryland.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Compare a direct sale with listing or selling on your own using the house's condition, costs, occupancy, and the timing that matters to you.
Call 888-274-5006 or use the form.
The short answer
We buy houses as-is in Silver Spring and Montgomery County. You do not need to finish repairs, clean the house, or clear it out before asking for an offer. A listing may fit a house that is ready to show and a seller who has time for preparation and buyer visits; a direct sale may be worth comparing when repairs, tenants, inherited ownership, or a date on a notice changes what you can take on.
We give written offer terms before you commit, and a title company handles closing. Compare the written numbers with the costs and responsibilities that apply to your property, not just the sale price.
Compare the choices
Ask what preparation, photos, showings, inspection responses, commissions, and buyer-financing steps could apply to your house. Compare the expected amount after written listing terms, repairs, and bills you would carry while waiting.
A for-sale-by-owner plan puts marketing, access, offer review, and sale coordination on you. Decide what professional help or transaction costs you want, then compare that work and timing with the other choices.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Net proceeds are what you keep after costs, not the sale price. Use the Silver Spring home-sale net-proceeds calculator to compare your own assumptions, including repairs, costs, payoff, and bills while waiting. Just an estimate — the actual number could be more or less depending on the home's condition.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
Local orientation
The Census maps Silver Spring as a Census-designated place, not a municipal-boundary finding. Its current mapped land lies in Montgomery County and its edge touches, but does not extend into, Prince George's County. That describes the CDP footprint—not the county or municipality for a particular house. Verify an address in official records rather than relying on its mailing label.
Montgomery County uses several Silver Spring planning and service-area names, including Downtown Silver Spring, Four Corners, Eastern Silver Spring, Long Branch, Forest Glen/Montgomery Hills, Kemp Mill, and Lyttonsville. These labels help orient you, but they do not establish that a parcel belongs to a specific plan or service area. Montgomery Planning describes downtown as a hub for surrounding residential communities, with shops, restaurants, offices, and civic uses.
Census Silver Spring CDP map · Montgomery County Silver Spring Regional Services · Montgomery Planning: Silver Spring
Closing questions
The signer depends on how the property is owned and the estate or court papers. Ask the title company to review the deed and relevant documents. The Montgomery County Register of Wills lists its county office for estate records. The area-level Silver Spring map does not determine the proper venue for an estate.
Bring the lease, deposit information, access limits, and possession plan into the comparison. Montgomery County DHCA says covered residential owners must obtain a rental housing license before the property may be rented or advertised for rent. Its guidance is about County programs, not the status of a particular house.
The County publishes landlord-tenant jurisdiction guidance and identifies the incorporated City of Takoma Park as having its own landlord-tenant office. Confirm the address and office before relying on a general Silver Spring label.
Montgomery County rental-license information · Landlord-tenant office jurisdictions
Often, you can still sell before a mortgage foreclosure sale if the loan can be paid off at closing before the sale. The lender must mail a notice of intent to foreclose at least 45 days before filing, and cannot file until 90 days after the default. An owner-occupant can generally request mediation within 25 days after being served with the lender's final loss-mitigation affidavit.
An individual acting for the lender conducts the sale under authority in the loan documents, with at least 10 days' notice to you. You can catch up the loan until one business day before the sale. The sale is not final until the circuit court ratifies it; you have 30 days after notice of the report of sale to file exceptions—to ask the court to review the sale.
If you live in the house and are at least 60 days behind, you can cancel a contract to sell within five days after signing. A deed or other document affecting title cannot be recorded during those five days. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Maryland's state transfer tax is 0.5% of the sale price. County recordation-tax rates and any county transfer tax depend on the property's county and current rates. State law generally presumes an equal buyer-seller split unless the contract says otherwise. A qualifying first-time Maryland home buyer who will live in the house may receive a 0.25% state rate; the seller pays the state tax and local taxes unless the parties expressly agree otherwise. Exemptions may apply, so ask the settlement company to confirm the amount and allocation for the actual sale.
When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax.
Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Where to find help
The Montgomery County Circuit Court Land Records page explains land-document and recording services. Check the record for the actual property and ask the title company about its effect on the sale.
Montgomery County Circuit Court Land Records →County Finance provides a property-tax portal and tax-sale information. Follow the issuer and county office named on an actual notice; this guide does not determine an account balance, sale status, or deadline.
Montgomery County property-tax portal · County tax-sale information
DHCA describes rental-license requirements for covered County residential properties and complaint routes for covered property-maintenance conditions, vacant properties, or unimproved lots. These programs do not establish the condition, license, or enforcement status of a particular address.
Maryland's Register of Wills lists the Montgomery County office. Use the actual estate record and the relevant county office when checking appointment papers or probate questions.
Montgomery County Register of Wills →Testimonials are real, from our transactions, verified and approved by our attorneys. Each example keeps its actual location.
Yes. USA Home Buyers buys houses in Silver Spring and Montgomery County, Maryland. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours.
Compare written prices and terms with repairs, cleanout, showings, commissions, inspection responses, taxes, insurance, utilities, mortgage payments, and the time you would carry the house. A listing may fit when the house is ready to show and you can manage the preparation and waiting; a direct as-is sale gives you another set of written terms to weigh before starting that work.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
The current Census Silver Spring CDP map contains land in Montgomery County and only touches the Prince George’s County boundary. That is an area-level map, not a decision about a specific parcel or municipality. Check the property address in official records.
It depends on how the property is owned and what the estate or court papers say. Have the title company review the deed and relevant papers; the Montgomery County Register of Wills is a starting point for county estate records. The Silver Spring area map does not determine an estate’s proper venue or signer.
Include the lease, deposits, access, occupancy, and possession plan in your comparison. For covered Montgomery County residential properties, DHCA says the owner must obtain a rental license before renting or advertising the property for rent. Confirm which office handles the actual address; Takoma Park has its own landlord-tenant office.
Often, you can still sell if the loan can be paid off at closing before the sale. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Call 888-274-5006 or start with the address in the form above. Bring the facts you know and the question that is making the sale difficult.