Silver Spring, MD · Montgomery County · How the process works
How Selling Your Silver Spring House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in Silver Spring and Montgomery County, Maryland. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Share the address, condition, occupancy, access, and timing you know. You can call or use the form before every property question is settled.
Prefer to talk first? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and the property details you know.
2. The sale, step by step
From the property conversation to settlement
Start with the house and what you know
Share the address, condition, who lives there, access, and the timing you have in mind. You can start the conversation before every property question is settled. If an estate, payoff, lien, tax notice, or move date is part of the situation, bring up what you know so far.
Talk through the property and written choices
We discuss the house as it stands, including repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific terms before deciding whether to proceed.
Let the title company check title and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. The actual property records and statements determine which items apply.
Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. The title company handles the closing and confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
4. Silver Spring and Montgomery County details
Check the property address, not just the mailing label
“Silver Spring” can refer to more than one geography. The Census TIGERweb Silver Spring Census-designated place has land area in Montgomery County; Prince George's County touches the boundary but has no land area within the mapped place. That boundary description does not determine the county or municipality for an individual property. Check the actual address against official records before using local closing figures or instructions. Census TIGERweb Silver Spring CDP feature ↗
5. Closing numbers
Read the settlement sheet and Maryland tax lines
The settlement sheet breaks down the price, mortgage and other payoffs, liens, taxes, costs, and the amount scheduled for payment. Ask the title company about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You do not need to calculate the tax before the first conversation. Maryland's state transfer tax is generally 0.5% of the price. Each county sets its own recordation-tax rate, and many counties also charge a county transfer tax, so the property's actual county matters. Maryland law generally presumes the state transfer and recordation taxes are split equally between buyer and seller unless the contract says otherwise. The settlement company can confirm the figures and allocation for the property.
When you sell to us, we pay the closing costs.
Your mortgage balance, liens, back taxes, and share of current property taxes remain separate from that closing-cost promise.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Find the next answer for your situation
Explore the Silver Spring pages for common property and timing questions:
- Inherited property →
- Foreclosure questions →
- Selling during a divorce →
- Tenant-occupied property →
- Code notices and repairs →
- Fire-damaged property →
- Property liens and back taxes →
Silver Spring sale-process questions
Can I talk with you before every property question is settled?
Yes. Start with the address and what you know about condition, occupancy, access, and timing. You can bring up an estate, payoff, lien, tax notice, or move date while other details are still being checked.
What do I get before deciding whether to sell?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Who checks title, payoffs, liens, and signing authority?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Bring any statements, notices, or estate papers you have so the title company can review what applies to the property.
Which closing taxes do you pay when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Talk through your Silver Spring house
Call 888-274-5006 or use the form. Questions before documents are ready are welcome.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and the property details you know.