Wichita Falls, Texas · Local seller guide
Yes. USA Home Buyers buys houses as-is in Wichita Falls and Wichita and Clay counties. Wichita Falls city limits overlap both counties, so the city name alone does not identify the county for a specific property. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, with closing through a title company.
Start with the sale you want
If you list, compare the likely sale price with repairs, cleaning, preparation, showings, commissions, and the bills you carry while the house is for sale. With a direct sale, compare the written offer and terms with that listing plan. The right choice depends on the house and what matters to you.
Selling choices
Ask a local real-estate professional what a listing would involve for your property. Compare the preparation, repairs, showings, agent commissions, possible buyer requests, and carrying costs with a realistic estimate of what you would keep.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Read the written price and terms, then compare them with the work, costs, and timing of listing.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Wichita Falls, TX calculator →
Questions about the two options? Call 888-274-5006.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
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We give written cash offers in 24 hours.
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Written offer and written terms before you commit; title-company closing.
Read any available measure with its source, geography, and reporting period. A market figure cannot account for your property's condition, repairs, occupancy, or title questions.
Use the Wichita Falls home-sale net-proceeds calculator to compare editable assumptions for listing and a direct sale. Net proceeds are what you keep after costs and property obligations, not just the sale price.
Local property context
Wichita Falls' Depot Square Historic District is roughly bounded by 8th Street, Indiana Street, 5th Street, and the MKT railroad tracks. Those boundaries help locate the district; they do not establish that an individual house is listed or subject to a local rule. Check the property's address and records for a property-specific question. See the National Register listed-properties workbook.
Wichita Falls city limits overlap Wichita County and Clay County. The city boundary does not determine the county for a particular parcel, so check its official property record before contacting a county office.
Wichita Falls historic districts and nearby places →Closing questions and deadlines
Can you still sell your Texas house in foreclosure? Often, yes, if your sale closes before the foreclosure sale. A lender usually forecloses without going to court through a trustee or substitute trustee. For a home used as your residence, the loan servicer must first send a written notice of default by certified mail and give you at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the notice of sale must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. The auction is usually on the first Tuesday of the month, between 10 a.m. and 4 p.m., at the county courthouse. It must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Read the Texas State Law Library guides on notices before the sale · the foreclosure sale.
Wichita Falls foreclosure information →On a sale that conveys full ownership, Texas has no state, county, or city real-estate transfer tax. A deed still needs to be signed in front of a notary and recorded with the county clerk. The clerk charges a recording fee by the page, not by the sale price, and charges more if a deed leaves out the buyer's mailing address. Because Wichita Falls city limits overlap two counties, use the property address to identify the right county clerk and confirm the current recording requirements.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Texas Constitution, Article VIII, Section 29 · Texas Legislative Council analysis
Where to find help
For a city permit or code question, start with the City of Wichita Falls and use the property address. If you received a notice, follow the instructions on it.
Code notices and repair issues →Wichita Falls city limits overlap Wichita and Clay counties. Check the property record first, then contact the clerk for that county about deed records.
Texas Office of Court Administration directory · Clay County Clerk
Testimonials are real, from our transactions, verified and approved by our attorneys.
Yes. USA Home Buyers buys houses as-is in Wichita Falls and Wichita and Clay counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Wichita Falls city limits overlap both counties, so check the property records to confirm the county for a specific address.
We'll give you a written cash offer within 24 hours. You see the written offer and written terms before you commit; closing is through a title company.
Often, yes, if your sale closes before the foreclosure sale. For a home used as your residence, the loan servicer must send a written default notice by certified mail and give you at least 20 days to catch up before a sale can be noticed. The notice of sale must be posted, filed with the county clerk, and sent by certified mail at least 21 days before the sale. Some foreclosures go through court and follow different steps. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
No. On a sale conveying full ownership, Texas has no state, county, or city real-estate transfer tax. The deed still needs to be signed before a notary and recorded with the county clerk. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or share the property address in the form. Compare the written terms with listing, repairs, and the timing that works for you.