Wichita County Clerk
The Texas Office of Court Administration directory lists the County Clerk Office at 900 7th Street, Room 250, Wichita Falls, TX 76301. Check the directory or contact the office for current recording instructions.
Wichita Falls, Texas · Wichita and Clay Counties · How it works
How Selling Your Wichita Falls House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in Wichita Falls, Texas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address, condition, who lives there, access, ownership, and timing. You can start the conversation before every property question is settled.
Call 888-274-5006 with a question or to talk about the house. You do not need every answer before you call.
Request a written cash offer2. The sale, step by step
From the first conversation to settlement
Talk through the house and situation
Tell us what you know about the house, its condition, occupancy, access, ownership, and timing. An estate, tenant, lien, payoff, tax account, or move date can be part of the conversation even if some details are still open.
Review the property as it sits
We ask practical questions about the house and review its current condition. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can also talk through listing, repairs, waiting, or another sale path.
Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed, compare another option, or stop before signing.
Work through title and payoffs
If you choose to proceed, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Bring the statements, notices, or estate papers you have so it can check what applies to this property.
Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
The program terms do not pay your mortgage, liens, back taxes, or share of current property taxes; those remain separate settlement items.
Compare what you might keep after costs with the Wichita Falls home-sale net-proceeds calculator →. It is an estimate; the title company confirms the final settlement figures.
4. Local title and record routing
Check the county for the specific property
Census boundary geometry shows that Wichita Falls city overlaps Wichita County and Clay County. That city-boundary result is not a parcel-level county determination. The title company checks the records for the actual property, so use the county shown in those records when you need a county office.
Clay County Clerk
The Clay County Clerk's page says deed records are digitized back to the 1960s and property records are not currently available online. Check its current instructions for access to the records you need.
5. Closing numbers
Understand the settlement sheet and Texas transfer-tax rule
The settlement sheet shows the sale price, mortgage payoffs, liens, taxes, other entries, and the amount scheduled for disbursement. Ask about any line you do not recognize before signing. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Texas does not charge a state, county, or city real-estate transfer tax on a sale that conveys full ownership. The Texas Constitution bars laws enacted after January 1, 2016, that impose a transfer tax on that kind of sale. A deed is still signed in front of a notary and recorded with the county clerk.
Texas Constitution, Article VIII, Section 29 ↗ and Texas Legislative Council analysis ↗ explain the transfer-tax rule.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Estimate what you may keep after costs with the Wichita Falls home-sale net-proceeds calculator →. The title company confirms the final settlement figures.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Wichita Falls guidance for your situation
If an estate, foreclosure notice, tenant, code issue, fire damage, or lien affects the next steps, open the page for that situation:
- Inherited property →
- Foreclosure questions →
- Selling during a divorce →
- Tenant-occupied house →
- Code violations →
- Fire-damaged property →
- Property liens and unpaid taxes →
You can also call 888-274-5006 or start with the address and what you know in the form above. Questions are welcome before every property detail is settled.
Wichita Falls selling-process questions
Can I start before every question about the Wichita Falls house is settled?
Yes. Start with the address and what you know about the house, who lives there, access, ownership, and timing. You can bring open questions into the first conversation.
How do I know whether a Wichita Falls property is in Wichita or Clay County?
The Wichita Falls city boundary overlaps Wichita and Clay Counties, but that city-boundary result does not determine the county for a particular parcel. Check the property records and have the title company confirm the records needed for the sale.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Does Texas charge a real-estate transfer tax when I sell?
Texas does not charge a state, county, or city real-estate transfer tax on a sale conveying full ownership. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
What does the settlement sheet show?
It shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Talk with us about your Wichita Falls house
Call 888-274-5006 or start with the property address, condition, occupancy, and timing in the form above. You can call before every property detail is settled.
Tell us about the house