What we take on
A fire can leave smoke damage, cleanup, repairs, and debris to deal with. You do not have to clean out the house, arrange repairs, or haul debris before asking us to buy it. We buy fire-damaged houses exactly as they stand.
If officials have restricted access or the structure may be unsafe, stay out and follow their directions. Check what work is allowed before arranging cleanup or repairs.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what was damaged, what access limits you know about, and your timing.
- We discuss the property with you and give you a written cash offer within 24 hours.
- You receive written offer terms before you commit. If you choose to proceed, closing is through a title company.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Wichita Falls safety and permit questions
If the property is inside Wichita Falls city limits, start with the City of Wichita Falls official website to find a current contact for building safety or permit questions. Ask the official responsible for the property whether entry is safe and what permits or inspections apply before cleanup, repairs, or demolition. If the property is outside city limits, ask which local office handles its address.
Wichita Falls city boundaries overlap Wichita and Clay counties. The city name alone does not identify the county for a particular property; confirm the county from the address or an official record before using a county office.
Compare rebuilding with selling as-is
Put contractor estimates, cleanup and debris costs, any permits the local office says apply, and the time and bills involved in rebuilding beside the written terms for an as-is sale. Confirm your own claim and mortgage requirements with your insurer and mortgage servicer before assuming what a repair or sale means for either one.
Use the calculator to compare listing assumptions with estimated proceeds after the costs you enter. The result is an estimate, not an offer for your property; use your own figures for condition, repairs, and timing.
Compare Wichita Falls sale proceeds with the calculator →Testimonials are real, from our transactions, verified and approved by our attorneys. Each review keeps its seller's actual location.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Wichita Falls house
Can I sell a fire-damaged house in Wichita Falls?
Yes. USA Home Buyers buys fire-damaged houses as-is in Wichita Falls, Wichita County, and Clay County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can ask about a sale without taking on cleanup, repairs, or debris hauling first.
Who keeps the insurance proceeds, and what about my mortgage?
When we buy the house exactly as it stands, you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
If the structure may be unsafe or officials have restricted access, stay out and follow their directions. Before cleanup, repairs, or demolition, ask the official responsible for the property what access and permit requirements apply.
What happens after I ask about an offer?
Tell us about the damage, access, and timing. We'll give you a written cash offer within 24 hours. You receive written offer terms before you commit, and closing is through a title company.
Which county is my Wichita Falls property in?
The Wichita Falls city boundary overlaps Wichita County and Clay County. That citywide boundary does not identify the county for an individual property, so confirm the county from the property address or an official record.
Talk with us about the house
Call 888-274-5006 or send the property details through the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the damage and access.