We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Row of older houses with front porches

Allentown, PA · Lehigh County foreclosure

Can I Sell My Allentown House Before Foreclosure?

Yes. You can sell your Allentown house before a mortgage foreclosure sheriff's sale—the county-administered sale process—and you can call us now to talk through the situation.

A lender notice, court paper, current mortgage payoff (the amount the lender says would satisfy the loan), title question, or sale notice can change what happens next. Start with the address and papers you have, then check the office handling that question.

Call 888-274-5006 to talk through the property.

Talk through your Allentown foreclosure situation

Share the property address and the notice or sale information you have. We'll call to discuss the next step.

We give written cash offers in 24 hours.

Share the address and the notice or sale information you have. We'll call to discuss the next step.

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What we do

We review the Allentown house as it stands and talk through the mortgage notice, payoff, title, and timing details with you. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours.

You won't be doing this alone. We've been through this many times and we move fast. Our agreement of sale will often stop a sheriff's sale. It doesn't always work, but it works more often than people think — call us and we'll walk you through it.

Which sale process is on your notice?

The first useful distinction is who sent the paper. A mortgage foreclosure and a delinquent-property-tax sale use different county contacts. The mortgage court record and Sheriff sale information are separate from Tax Claim account and sale information. Start with the notice's issuing office before spending time on the wrong question.

What you can get by starting now

You can put the notice, property condition, payoff, recorded claims, and timing in one place, then compare written terms with the current information from the lender, court, Sheriff, and title company. That gives you a practical next step even when a scheduled date is close.

Have a payoff problem?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Call 888-274-5006 and bring the payoff statement or notice you have.

What to expect

You can call before every document is assembled. From there, the property, the current notice, and the people handling each question shape the steps.

  1. 1. Tell us what is happening

    Share the Allentown address, lender or servicer, what the notice says, any sale or court information, the payoff details you have, and the timing that is worrying you. Tell us about occupancy, ownership, repairs, or tax notices too.

  2. 2. Review the house and written terms

    We discuss the house as it stands, the foreclosure information you have, and the facts that may affect a sale. Written offer and written terms before you commit; title-company closing.

  3. 3. Title, payoff, authority, and records are checked

    The title company checks ownership and recorded claims. The lender or servicer confirms the current mortgage payoff. The Civil Division, Sheriff's Office, and Tax Claim Bureau provide the county information that belongs to their separate functions.

  4. 4. Review settlement figures and close through the title company

    We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

    Closing follows the title-company process after the required people, records, and figures are ready.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Allentown and Lehigh County offices to check

These contacts are for Allentown City and Lehigh County. Bethlehem, Whitehall Township, Salisbury Township, and Emmaus Borough are separate municipalities, so an Allentown postal address alone does not decide the city inspection office. Use the county's municipal map to identify the actual municipality.

Lehigh County Civil Division (Prothonotary) ↗

The Civil Division maintains civil cases, judgments, liens, and mortgage foreclosure cases. Call 610-782-3148 at 455 W Hamilton Street, Room 122, Allentown. It is a court- record starting point, not the office that administers the Sheriff sale.

Lehigh County Tax Claim Bureau ↗

This office, with Elite Revenue Solutions as the county agent, handles delinquent property-tax balances, certified tax searches, and tax-sale questions. Call 610-782-3119 at 17 South 7th Street, Room 120, Allentown. See the upset-sale and judicial-sale pages for the separate tax-sale stages.

Lehigh County Recorder of Deeds ↗

The Recorder of Deeds provides recorded deed, mortgage, and release records. Call 610-782-3162 at 455 W Hamilton Street, Room 122, Allentown. A title professional uses the actual records to review ownership and recorded claims; this office does not perform the seller's title search or decide clear title.

Pennsylvania Housing Finance Agency — HEMAP ↗

PHFA provides the state mortgage-assistance information and counselor process. Call 717-780-3940 or 800-342-2397, then use the actual notice and the legal section below for the program limits that affect the next step.

Use the actual notice, court docket (the court's current case record), account, and property records for the question in front of you. These are the Pennsylvania and Allentown facts that matter to the steps above.

Mortgage foreclosure and sheriff-sale notice

In Pennsylvania, a mortgage foreclosure goes through court. Court papers can lead to a sheriff's sale, the county's public sale process for the property. Pennsylvania Rule 3129.2 generally requires sheriff handbills (public sale notices) and specified written notices at least 30 days before an execution sale, the court-authorized sheriff-sale step. That is a notice requirement, not a universal seller deadline or a statement of how much time remains. Check the live docket, notice, and any postponement or order.

Read Pennsylvania Rule 3129.2 →

Pennsylvania Homeowners' Emergency Mortgage Assistance Program (HEMAP)

HEMAP is a repayable mortgage-assistance loan, not a grant. PHFA directs recipients of an Act 91 notice—a Pennsylvania notice sent before certain mortgage foreclosures—to meet a designated counselor, a counselor approved for the program, within 33 days of the notice date. Timely application steps can hold foreclosure action during processing. Approval is conditional: eligibility includes owner occupancy, qualifying hardship, and repayment prospects. FHA Title II mortgages—federally insured home loans in that category—are ineligible, and some mortgages have different notice rules. A phone call to a home buyer or an unsigned sale agreement does not create this protection. Use the actual notice and a PHFA counselor for case deadlines. HEMAP is not a tax-sale stay.

Read PHFA's HEMAP information →

Delinquent-tax upset and judicial sales

Lehigh County Tax Claim's upset sale can expose property with two years of delinquent taxes and is subject to liens and encumbrances, meaning other legal claims against the property. A judicial sale is a separate later court process for property not sold at upset sale. Current notices and sale dates can change, so check the parcel status and notices directly with Tax Claim. Actual title treatment and payoffs depend on the specific record.

Read the upset-sale information →Read the judicial-sale information →

Allentown City presale paperwork

For property inside Allentown City, current presale instructions require a safety-and-maintenance inspection before a commercial or residential sale. Apply for the presale permit; a passing inspection produces a Certificate of Compliance. Where violations exist, the city says the seller fixes them unless the buyer agrees to do so using the Acceptance Form. Submit the Buyer's Information Report within three days of settlement. Cash or an as-is sale does not automatically bypass this city paperwork.

Read Allentown's current presale-inspection instructions →

Allentown realty transfer tax

Allentown's December 23, 2025 notice says taxable city-property transfers recorded from January 1, 2026 use a 2.5% total realty transfer tax unless exempt; the state portion remains 1%. The recording submission date, not the settlement date, determines the applicable rate. That 2.5% is the transaction total, not an automatic seller share or an additional tax; the contract and actual settlement sheet determine allocation. This notice was checked September 17, 2026. Do not apply the Allentown total to every property in Lehigh County.

Read Allentown's transfer-tax notice → Read Pennsylvania Revenue's transfer-tax overview →

Compare possible net proceeds

Mortgage payoff, taxes, liens, repairs, holding costs, and closing costs can change what remains. Use the Allentown calculator to enter your own numbers and compare a planning scenario.

Open the Allentown home-sale net proceeds calculator →

Allentown and Lehigh County foreclosure questions

Can I sell my Allentown house before a mortgage foreclosure sheriff's sale?

Yes. You can call us and start a property review before a mortgage foreclosure sheriff’s sale. Bring the address and papers you have; the lender, current court record, notice, title company and county offices confirm the timing and amounts that belong to them.

How do I tell a mortgage foreclosure from a delinquent-tax sale?

Look at the office and case information on the paper. Lehigh County's Civil Division and Sheriff's Office handle separate parts of mortgage foreclosure; the Tax Claim Bureau handles delinquent-property-tax sale questions. Use the local-office links above before relying on a date.

Where do I check a current Lehigh County sheriff-sale date?

Use the live court docket, the notice, and any postponement or order, then confirm mortgage execution-sale information with the Lehigh County Sheriff's Office at 610-782-3175. Sale information can change, so there is no current date to rely on in this page.

What should I do with an Act 91 notice?

Read the HEMAP section and PHFA link below, then use the designated counselor named in the notice. You can also call us to discuss the property; the assistance program and a sale conversation are separate steps.

Can a house with back taxes or liens still be reviewed for sale?

Yes. Tell us about the notice and the property, and call the Lehigh County Tax Claim Bureau about the current parcel account and sale status. A title company can put confirmed payoff items into written settlement figures.

What should I have ready when I call?

Have the property address, lender or servicer name, mortgage notice, any sheriff-sale or court paper, payoff statement, and tax notice nearby. Start with what you know, or use the form above to send the address and situation.

Where can I find the current Allentown presale-inspection paperwork?

Use the Allentown presale-inspection page linked in the legal section for the current permit, inspection, and filing requirements. The listed city office can answer questions about the property.

Resources for Allentown Sellers

Talk through your Allentown property

Use the form above with the foreclosure situation selected, or call 888-274-5006. Bring the notice, payoff information, or sale paper you have so the conversation starts with the actual property.

Call Now 888-274-5006